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Poker Forums => The Rail => Topic started by: jjandellis on March 01, 2007, 11:40:05 PM



Title: O/T Road Tax Out of Date
Post by: jjandellis on March 01, 2007, 11:40:05 PM
Just realised my cars tax is out of date by a day. I need to get the thing MOT'd for the first time too. I know the green cameras on the road side grass u up for evading yer road tax, but do you get any 'grace' on paying up yer tax.

I know when u used to get caught you'd be let off if you were within a coupe of weeks overdue. Does this still happen?

I hope so cus it might take a couple of days to get sorted...


Title: Re: O/T Road Tax Out of Date
Post by: kinboshi on March 01, 2007, 11:44:39 PM
If you drive it without tax - you aren't insured.  Big no no.

I'd get it taxed ASAP, if the MOT has run out you'll need that to get it taxed.  But you need to do it as soon as possible.



Title: Re: O/T Road Tax Out of Date
Post by: Graham C on March 01, 2007, 11:47:19 PM
You know you can do it online?  It's ever so easy but you need the documents that they send through.

The local post office today was rammed with people getting tax disks :D


Title: Re: O/T Road Tax Out of Date
Post by: kinboshi on March 01, 2007, 11:52:13 PM
You know you can do it online?  It's ever so easy but you need the documents that they send through.

The local post office today was rammed with people getting tax disks :D

Need an in-date MOT to do that though.


Title: Re: O/T Road Tax Out of Date
Post by: kinboshi on March 02, 2007, 12:04:07 AM
Quote
If you drive it without tax - you aren't insured.  Big no no.


My wife is driving the car to the MOT centre... ;gobsmacked;

Good idea, like your style :)up



Title: Re: O/T Road Tax Out of Date
Post by: MPOWER on March 02, 2007, 12:17:06 AM
If you drive it without tax - you aren't insured.  Big no no.

I'd get it taxed ASAP, if the MOT has run out you'll need that to get it taxed.  But you need to do it as soon as possible.



Where does it say in law if you have no road tax your not insured


Regards

M


Title: Re: O/T Road Tax Out of Date
Post by: Graham C on March 02, 2007, 12:21:14 AM
doesn't have to say it in law, it will probably say it in your insurance policy.


Title: Re: O/T Road Tax Out of Date
Post by: MPOWER on March 02, 2007, 12:28:06 AM
doesn't have to say it in law, it will probably say it in your insurance policy.

I would like to know of one case in the UK where a motorist has been prosecuted for not displaying
a valid tax disk which also makes there insurance invalid.

Unless you know probably different

Regards

M


Title: Re: O/T Road Tax Out of Date
Post by: Pelham Boy on March 02, 2007, 07:57:51 AM
Dont bother getting it insured!!
It might cost £1000 to insure it,but get caught and the fine is about £300.
Therefore leaving more cash for poker!!

 ;) ;) ;)


Title: Re: O/T Road Tax Out of Date
Post by: RioRodent on March 02, 2007, 09:22:52 AM
It is OK to drive to an MOT appointment without tax... and you are still insured (assuming you have insurance in the firat place).

Trust me... a bloke in the pub told me!!  /:-|


Title: Re: O/T Road Tax Out of Date
Post by: kinboshi on March 02, 2007, 11:53:12 AM
A valid MOT is required for your insurance.  Check your policy.  Therefore driving without a valid MOT will mean your insurance policy is not valid - meaning you're driving without insurance.

Also: http://www.dvtani.gov.uk/compliance/faqs.asp#40

Believe me, you should not be driving without MOT isn't a good idea.  Also, there is no 'grace period' although you can get away with driving to an MOT centre for a re-test, but otherwise once it's run out the car should be off the road and should be SORN registered (you can't just not get a car MOTd, it has to be MOTd or declared SORN).

But don't take my word for it:

http://www.google.co.uk/search?q=driving+without+mot


Title: Re: O/T Road Tax Out of Date
Post by: kinboshi on March 02, 2007, 11:58:51 AM
This is a good forum for motoring-related legal questions.  Moderated by police officers:

http://www.5ive-o.org/forum/showthread.php?p=268147


Title: Re: O/T Road Tax Out of Date
Post by: Bazzaboy on March 02, 2007, 12:20:44 PM
If you drive it without tax - you aren't insured.  Big no no.


Really?  I could be wrong but I'm almost certain thats not the case. 


Title: Re: O/T Road Tax Out of Date
Post by: Eck on March 02, 2007, 12:22:22 PM
doesn't have to say it in law, it will probably say it in your insurance policy.

I would like to know of one case in the UK where a motorist has been prosecuted for not displaying
a valid tax disk which also makes there insurance invalid.

Unless you know probably different

Regards

M


I would go with the words of a car dealer probably, I believe MPower sells Beemers (that's right isn't it tikay?)  ;hide;


Title: Re: O/T Road Tax Out of Date
Post by: kinboshi on March 02, 2007, 12:52:23 PM
If you drive it without tax - you aren't insured.  Big no no.


Really?  I could be wrong but I'm almost certain thats not the case. 

You try making an insurance claim without your road tax.  They won't pay.


Title: Re: O/T Road Tax Out of Date
Post by: ariston on March 02, 2007, 12:54:27 PM
If you drive it without tax - you aren't insured.  Big no no.


Really?  I could be wrong but I'm almost certain thats not the case. 

You try making an insurance claim without your road tax.  They won't pay.

think you will find out its making a claim without a valid MOT not tax but as M says- you prob know best.


Title: Re: O/T Road Tax Out of Date
Post by: byronkincaid on March 02, 2007, 12:57:03 PM
If you drive it without tax - you aren't insured.  Big no no.


Really?  I could be wrong but I'm almost certain thats not the case. 

You try making an insurance claim without your road tax.  They won't pay.



car gets smashed, gets taken to approved bodyshop, bodyshop give estimate to insurers, insurers say OK do, bodyshop fix car, customer signs to say they did a good job, insurers pay bodyshop.


Where does road tax come into it?


Title: Re: O/T Road Tax Out of Date
Post by: kinboshi on March 02, 2007, 01:08:43 PM
If you drive it without tax - you aren't insured.  Big no no.

I'd get it taxed ASAP, if the MOT has run out you'll need that to get it taxed.  But you need to do it as soon as possible.



Where does it say in law if you have no road tax your not insured


Regards

M

Wasn't talking about the law - I was talking about the insurance policy and if they'd pay out on a claim.  If I'm wrong on this, I hold my hands up. 



Title: Re: O/T Road Tax Out of Date
Post by: KingPoker on March 02, 2007, 01:35:56 PM
Just because he sells cars, doesnt mean he would know insurance policies surely.

Im a qualified nutritionist but it doesnt mean i know how to cook (just coz i know about food)


Title: Re: O/T Road Tax Out of Date
Post by: ariston on March 02, 2007, 02:16:28 PM
Just because he sells cars, doesnt mean he would know insurance policies surely.

Im a qualified nutritionist but it doesnt mean i know how to cook (just coz i know about food)

i would imagine if u sold a 20k bmw to someone with no tax on it you would probably be best knowing if insurance is still valid. only a thought.


Title: Re: O/T Road Tax Out of Date
Post by: kinboshi on March 02, 2007, 02:30:34 PM
Just because he sells cars, doesnt mean he would know insurance policies surely.

Im a qualified nutritionist but it doesnt mean i know how to cook (just coz i know about food)

i would imagine if u sold a 20k bmw to someone with no tax on it you would probably be best knowing if insurance is still valid. only a thought.

Plenty of people buy £20K BMWs and don't know what the indicators are for...


Title: Re: O/T Road Tax Out of Date
Post by: MPOWER on March 02, 2007, 05:12:13 PM
So we agree Road tax has nothing to do with insurance.

And some BMW drivers aren't very good at indicating. However you should be courteous
to BMW Drivers at all times.
     

Regards

M

 


Title: Re: O/T Road Tax Out of Date
Post by: RioRodent on March 02, 2007, 05:28:04 PM
A valid MOT is required for your insurance.  Check your policy.  Therefore driving without a valid MOT will mean your insurance policy is not valid - meaning you're driving without insurance.

I picked my car up from Southampton docks (straight of the boat from Japan)... it had no MOT, it had no number plates - it was not even registered in this country - however, I did have insurance.

I explained the situation to the insurance company, they covered me using the chassis no as an identifier.

Yes, you should have an MOT to drive on the road... BUT, insurance companies never ask to see it, even in the event of a claim.





Title: Re: O/T Road Tax Out of Date
Post by: kinboshi on March 02, 2007, 05:38:45 PM
So we agree Road tax has nothing to do with insurance.

And some BMW drivers aren't very good at indicating. However you should be courteous
to BMW Drivers at all times.
     

Regards

M

 


Well for the fella who asked the initial question, his lack of road tax would be an impediment to his insurance, as he'll need to get his tax to get his MOT.  Without his MOT he wouldn't be insured.

But OK, if are insured without tax, you're insured without tax.


Oh, and a lot of BMW drivers deserve no courtesy at all.  I did see one of those special edition ones yesterday though.  It had indicators and a rear-view mirror.  ;D


Title: Re: O/T Road Tax Out of Date
Post by: ariston on March 02, 2007, 05:44:43 PM
So we agree Road tax has nothing to do with insurance.

And some BMW drivers aren't very good at indicating. However you should be courteous
to BMW Drivers at all times.
     

Regards

M

 


Well for the fella who asked the initial question, his lack of road tax would be an impediment to his insurance, as he'll need to get his tax to get his MOT.  Without his MOT he wouldn't be insured.

But OK, if are insured without tax, you're insured without tax.


Oh, and a lot of BMW drivers deserve no courtesy at all.  I did see one of those special edition ones yesterday though.  It had indicators and a rear-view mirror.  ;D

u need tax to get your MOT? think you may find its the other way round


Title: Re: O/T Road Tax Out of Date
Post by: MPOWER on March 02, 2007, 05:49:47 PM
So we agree Road tax has nothing to do with insurance.

And some BMW drivers aren't very good at indicating. However you should be courteous
to BMW Drivers at all times.
     

Regards

M

 


Well for the fella who asked the initial question, his lack of road tax would be an impediment to his insurance, as he'll need to get his tax to get his MOT.  Without his MOT he wouldn't be insured.

But OK, if are insured without tax, you're insured without tax.


Oh, and a lot of BMW drivers deserve no courtesy at all.  I did see one of those special edition ones yesterday though.  It had indicators and a rear-view mirror.  ;D

u need tax to get your MOT? think you may find its the other way round

You beat me too it LOL

Regards

M


Title: Re: O/T Road Tax Out of Date
Post by: kinboshi on March 02, 2007, 08:58:03 PM
LOL - that's what I meant.  ;ashamed;  Although technically it's illegal to drive without tax, so to get your MOT done, you'll need your tax.

What I said about BMW drivers still stands...


Title: Re: O/T Road Tax Out of Date
Post by: Zebediah on March 02, 2007, 09:59:38 PM
Going back a bit, I got a lovely 6 month sailing trip around the balkans conflict courtesy of her majesty.
4 months into the trip I received 2 letters, one a fine for not having in date car tax on my car.
The other letter was a fine for not showing a valid car tax disc in my car window.
I wrote back explaining my situation, they replied saying that I should have ensured I had enough tax to cover my tour of duty, also I had committed 2 different offences thereby deserving 2 seperate fines.
Also if another policeman spotted my car before I returned I would probably receive another 2 fines.
To top it off the vigilant coppers who successfully curtailed my life in crime failed to stop my car being vandalised 3 times during that trip.

I love civil servants.


Title: Re: O/T Road Tax Out of Date
Post by: AndrewT on March 02, 2007, 09:59:46 PM
Quote
If you drive it without tax - you aren't insured.  Big no no.


My wife is driving the car to the MOT centre... ;gobsmacked;

CCTV footage of jjandellis's wife parking at the MOT centre.

http://www.bbc.co.uk/mediaselector/check/player/nol/newsid_6410000/newsid_6414000?redirect=6414025.stm&news=1&bbram=1&nbwm=1&nbram=1&bbwm=1 (http://www.bbc.co.uk/mediaselector/check/player/nol/newsid_6410000/newsid_6414000?redirect=6414025.stm&news=1&bbram=1&nbwm=1&nbram=1&bbwm=1)

Look out for Superman in the bottom right hand corner.


Title: Re: O/T Road Tax Out of Date
Post by: tikay on March 03, 2007, 12:27:04 PM
All joking aside, driving a car withoit Insurance is one of those things that might seem smart to some at the time. Until they knock someone over.

And big thanks for the advivce on here from MPower. He sells Beemers.


Title: Re: O/T Road Tax Out of Date
Post by: MPOWER on March 03, 2007, 01:36:22 PM
All joking aside, driving a car withoit Insurance is one of those things that might seem smart to some at the time. Until they knock someone over.

And big thanks for the advivce on here from MPower. He sells BMW's.

Tony your not Funny.

Regards

M