Title: What to do? Post by: Thebat on January 16, 2009, 06:13:03 PM Wondered if any of you have had this problem before. Any ideas as what might be the best line of attack? Nearly 3 years ago i bought the house i currently live in, the family we bought it from seemed quite nice but it was quite obvious they were in a hurry to get it sold, apparently they had a few debts.
As usual for a while after we were still getting post addressed to them, so we gave it to the next door neigbour who had said they would pass it on to them as they would still be in contact with them. After about 6 months i got fed up of doing this and just returned the post back to the sender saying that they didnt live here anymore and could they ammend their records. Then someone knocked on our door wanting the bloke who used to live here, couldnt help as i didnt know where they had gone. He used to work for himself putting up conservatories and doing double glazing and i can only assume that some of his work was a bit iffy as more people came knocking trying to find out where he lived. Anyway i opened one of his letters one day not realising it was addressed to him only to find that it was a loan application in his name but using my address, since then he has used his name but my address for membership at DTD, our local Napoleans casino and shed loads of other things but not neccesarily just for loans even a car insurance renewal in his mrs' name but at my address. These cant be accidental ,for example the DTD incident cant have been because it hasnt been open for 3 years. I have had enough now and it hasnt affected my credit rating yet- i have checked on experian and equifax but surely what he is doing is illegal? should i contact the police or is there someone else i should see? thanks for any suggestions Title: Re: What to do? Post by: redsimon on January 16, 2009, 07:10:21 PM Return the letters to the various companies with a covering letter explaining that he's not living there and hasn't for whatever number of years. Up to them if they want his custom after your explanation.
Title: Re: What to do? Post by: Geo the Sarge on January 16, 2009, 07:18:17 PM For most of these companies he would need to provide evidence of address, obviously he must be using correspondence he still holds that was sent the old address.
If I remember correctly, any correspondence taken by these companies as evidence of residence must be no older than 3 months old. It appears that these contracts may well be void, I would report it to the companies and ask what their policy is on age of evidence. This may well get one or two of them to chase him due to his contract potentially being void and he may be unlikely to use your address in future. Geo |