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Community Forums => The Lounge => Topic started by: DaveShoelace on April 30, 2010, 12:44:03 PM



Title: Mortgage Question
Post by: DaveShoelace on April 30, 2010, 12:44:03 PM
Off to see a mortgage advisor tomorrow, do I have to tell them how much is in my online poker accounts?

I presume my poker accounts are a good way of 'hiding' my savings if I needed to for whatever reason (mainly from my missus more than a mortgage advisor).


Title: Re: Mortgage Question
Post by: Claw75 on April 30, 2010, 12:47:48 PM
No - they'll only be interested in earnings and outgoings I would imagine.  Would only want to know about savings/other money if you were using it towards a deposit I would have thought.  Having not worked in mortgage advice for more than 15 years I could be well out of date though.


Title: Re: Mortgage Question
Post by: TheChipPrince on April 30, 2010, 12:48:13 PM
I didnt mention it when I got one last Nov, which was about 10k, not sure if there is any positive in doing so?


Title: Re: Mortgage Question
Post by: gatso on April 30, 2010, 12:49:23 PM
you don't have to tell them anything, you don't have to swear an oath on the bible or owt like that


Title: Re: Mortgage Question
Post by: DaveShoelace on April 30, 2010, 12:50:05 PM
I didnt mention it when I got one last Nov, which was about 10k, not sure if there is any positive in doing so?

Thinly veiled 'I have 10k and a house' post imo


Title: Re: Mortgage Question
Post by: The_nun on April 30, 2010, 12:55:02 PM
What are savings?


Title: Re: Mortgage Question
Post by: Woodsey on April 30, 2010, 12:58:44 PM
What are savings?

Not doing your spare cash at poker each month...........


Title: Re: Mortgage Question
Post by: EvilPie on April 30, 2010, 01:30:54 PM
Blatant "I have money in online accounts" brag.


Title: Re: Mortgage Question
Post by: Blatch on April 30, 2010, 01:42:32 PM
I didnt mention it when I got one last Nov, which was about 10k, not sure if there is any positive in doing so?

Thinly veiled 'I have 10k and a house' post imo

Must be up north


Title: Re: Mortgage Question
Post by: TheChipPrince on April 30, 2010, 02:44:45 PM
I didnt mention it when I got one last Nov, which was about 10k, not sure if there is any positive in doing so?

Thinly veiled 'I have 10k and a house' post imo

You could either write:

'I had 10k and a shell pretending to be a house'

or 

'I now have zilch and a house'

:D


Title: Re: Mortgage Question
Post by: vegaslover on April 30, 2010, 10:27:13 PM
Tell them as much or as little as you like. It kind of depends on what products your after.