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Just looking to get abit of advice from anyone with any knowledge or dealings in regards to Letting Property as im looking at renting my place out whilst i go on my travels. I've been on the phone for the last few hrs ringing around variious agencies gettin information on fees etc and have a few people coming round tomo. There seems like there is loads of stuff to sort and fees etc like Energy reports, Gas checks, invertories blah blah. I think it affects my house insurance and prolly my mortage lender and they will likely charge me too. The property is 2 bedroom 1 bathroom and there is other additional set ups cost, sigh

Any advice from any Blondes with experience in this matter will be really helpful cheers :)

If it's just short term take the person as a lodger instead.

That way you don't have to tell anyone including the tax man.

Probs gonna rent for 12 months mate. Maybe longer? I think there is something i can do where i dont have to pay tax on the rent? Thats what your move told me anyways!? ? ?

Well seeing as you don't pay tax anyway you've got a few grand before it hits you so you'll be fine.

Just declare it to the tax man and if it's less than £7475 you don't pay a penny.

Make sure you get your electric and gas checked, whack in a couple of mains supplied smoke alarms and you're pretty much covered.

Don't tell the mortgage company. They'll never find out.

Pretty much the above.

All you need is your gas certificate but most letting agents will sort this for you. Costs about £65.

Let the elec/gas people know and the council as you wont be paying the council tax for the rented months.

You need landlords building insurance these days, but the tenants take out the contents insurance unless your renting it out furnished.

Don't tell your agent you will be leaving the country as they have to withhold 20% for the taxman - just say you are moving for work and living with your parents and you will get all your money in your account first without the deduction.

Amagay, get my number from cos, ill, put you in touch with guys I used to work with in enfield, they won't be able to rent it out, but will give you sound advice.

I have recently started renting mine out, depends how legal you want to do it. Not sure Evil Pie's don't tell the mortgage company is the best advice. It is very easy for them to find out should they be so inclined. (just by checking Council tax register) the consequences of which can be quite severe. I got permission from Halifax and they were pretty understanding. Just say you are going moving away to work, you will also avoid the tax this way. they send you forms and you sign them.

The rest is pretty much as people have said. you also need an energy preforma certificate.

The stuff you are liable for is pretty sick. My tenants flooded my house, i had to pay for repairs, dehumidifier and redocoration.

I have a house manager who sorts it all out for 8% of the rent (usually 10-15% i'm told) also if anything goes wrong they get it repaired and take it out of the subsuquent month's rent.

Landlord insurance is a must!

Really. What about if something drastic happened like if i was robbed or i duuno there was a fire? I know this is insurance stuff but would i be liable in anyways if mortagae lender were not informed?

It will be fully furbed m8 ? ?

mmmm really? ?

Thankyou. Keep the advice coming pls. Also cheers Viinny. Maybe catch you on msn later m8?

get yourself a short hold tennancy agreement from WHSmiths or other stationary place - very simple, easy to understand and protects both parties.

If you neglect to tell whoever your motgage is with and don't obtain Permission to Let and they somehow find out then you have nullified the contact with them, worst case they can demand full repayment of mortgage else your house be reposessed. I know people who do it and have done for some time getting away with it, doesn't mean it is right. Also my house managing company needed written proof i had permission to let.

Bit of stuff about it here: http://community.babycentre.co.uk/post/a10709955/ot_-_mortgages_and_renting_out_your_house_-_update

The company i am with are pretty local, but they do credit checks, criminal checks and all sorts so you don't get any Jason Herberts moving in.

gg Jason. Was nice knowing you.

lol. they even nick all the copper pipes in scunny.

its true then vinny. moderators meeting to discuss my ban this friday.

Doubt we will wait til then mate...

Capital B for Bums please Jason.

Posts with racism, and discriminatory, will be deleted

Here's looking at you smashedagain

Please think before you post

Think before he posts?  Why break the habit?

wait a minute. whats wrong withe the post about making sure you get the right tenants in.  cant think wtf was wrong with that....have posted about paul scholes being ginger on the man u thread. did you get that mixed up?

PM sent

AM I BEING LEVELED here the post started with f*** all the above posts and went on to say get the right people in. etc. please pm me it again saying what was wrong with it. Bum aint offensive  and thought it was good 100%  genuine advice... vinny obv spotted something with his gg comment that went above my head AGAIN but i honestly said nothing racist or dicriminatory.

red dog posted a link on his thred and when i clicked on it it said "scunthorpe unemployed mum earns £57/ hour"... i commented easy to do if she gets 2 punters  in and is on quick turn around" surely that has to be worse than saying dont let your house to dick heads
oh pm sent cheers

I'm a Gypsy Jason. We're not all thieves.

My kids had to go to school with shouts of "Dirty thieving gyppo" ringing in their ears.

We're just people like every one else.

shit sorry was not thinking at all. as your sin and mysin is a local term we are brought up round here using Gypo to mean scally or undersirable. it has no relavance to the traveling community whatsoever although i would accept it probably originated from this.

sorry  for the mistake and if i upset anyone.

yes i'm a dick head

yes i do know this tom. i am so sorry for that. it just came out`without thinking. scunthorpe aint the nicest of places and that word is used on a daily basis. no excuse for it tho i am so embarrassed

The link was to a dictionary page that explained the meaning of the term "None Event" As Alex requested.


non·e·vent  (nn-vnt)
n. Informal
An anticipated or highly publicized event that does not occur or proves anticlimactic or boring.

I know it's used on a daily basis mate, I tend to notice.

good to see my thread hasn't been derailed. fml

i don't tell my mortgage company - never had any probs.

At least it isn't a discussion about toast like the last one i started.

Toasters

nudge me on MSN later Amatay if your looking for some mortgage based chat.

I fking love talking about mortgages.

You wouldnt pay tax if the rental income was used to repay the mortgage would you?

Cheers for the chat mate. You do fkin love talking mortgages don't ya :)

Yeah just ask daveshoelace, he asked me like 1 question think i sent him 30 PMs