blonde poker forum

done a deal with a lovely guy on ebay today,,,ive never sold anything on here before as i dont trust em....

im selling something for £10k starting bid,,, anyway he rang me up and offered me £15k ok i said where do we go from here,,,,?
im going on holiday in the morning for a week, so he said i tell you what mate i will chapps/bax transfer £5k into your account today(he even paid £30 for it asap) when you get back in a week gimme a ring and we will sort the rest out and i will come and pay you cash for the item and collect....just checked my bank account and there we have it £5k deposit......wow...this guy dont even know where i live /work/nothing at all about me,i can see how people get stung,,,,but fair doos to him hes sounds a man of his word and so am i so i will honour my end of the deal and help him anyway possible,,,its nice to see there are some genuine old school dealers out there where there word is as good as it gets nice one ebay.....

See Britain aint all that bad mate!

Theres a lot of coups that go on e-bay so watch out.

I cant remember the particulars of the scam but i think Nigerians were offering above the asking price then sending payments that were showing up in principle, cancelling the deal and being refunded there money by the seller only for the seller to find out that the initial payment hadn't cleared and being left out of pocket for the sum of the item.

be a bit suspect if he cancells the deal unexpectedly and check all the finances involved being refunding the dough

wow, that's an expensive pair of Sunglasses!

Yup, some nice peeps in the UK.

It's probably a kid.......;)

Sounds like money laundering to me..

Does sound a bit fishy to me 2.. Be carefull

that's what I thought - be careful sofa - sad to say it but sometimes putting faith in people's good nature can backfire.  Hope it's all genuine though.

thanks all for your concerns this is why i put it up to see if it sounds dodggy but the guy got nothing to gain only lose,,,he put £5k in my account i can see it there on online banking,,i go away for a week and then come home,i make sure the
£5k deposit is still in there and then he comes down to pick up item and weigh in the rest,,he really seems genuine as they all do lol,,,,im sure 100% its ok ,,i will let you know...thnx

One of the well known scams is to claim you never received what you paid for so then they claim the money back.  I'm sure it's above board as 99.99% of ebayers are honest, but for such a large sum, you can't be too careful.

he can still cancel the bank transfer and it can take upto 1 month to show on your account

not if you take the £ asap can he?

He doesn't know you - and £5K is a lot to trust you with.  Sounds dodgy to me.  If he knew you, he certainly wouldn't have transferred it over!

Best bet would be to ask your bank!

the other thing I don't quite understand about it all is why he's ringing you up offering to pay £15k for something rather than just putting in a bid for £10k

Sofa, just don't poppy up until you have your Germans the conkers. End of.

if you take the money out the bank and he then cancels the bank will come after you for the money

i didnt really want to put it on here as i thought it might be spamming but if it gets taken off well so be it....
http://cgi.ebay.co.uk/SHARKYSHADES-SUNGLASS-UNIT-VAN_W0QQitemZ220137702622QQihZ012QQcategoryZ11761QQssPageNameZWDVWQQrdZ1QQcmdZViewItem





as to taking it back out of your account im 99%sure they cant,,..,,.
CHAPS is a same-day UK electronic transfer (instructions must be received by 2pm on a working day). CHAPs payments are useful if you need to urgently send money to someone or when you buy a house and your solicitor needs to send money to the vendor. There is a charge of £20 for this service (free for Platinum Banking customers).

tom i dont know if it was ok to post this thread .,.,?if not just take it off mate thnx,.,.

i dont know whether im being to honest or a bit niave,,,i have had about 2.5 million people ringing me up for this making me all silly offers ,.,.,so now im letting it run one guy has offered on the phone today £17k but i didnt want to welch on the deal with the other guy.,,,.what would you guys do?i need help serious,,,im not an ebayer lol.,,..,,.i was happy to get around £15k and do my 8ollox but if it goes up and up well,.,.,.let it ride lol

mel just told me she rang  the bank today and said whats the worst that can happen if i give someone my account details
sort code  xxxxxx
account number xxxxxxxxxxxxx
she said all the can do is put money in your account but take nothing out
so in my eyes they cannot cancel a chaps transfer,,,,i dont think lol

That's an excellent van Sofa, hope you get a great price for it.  If I had the money, I'd definitely be interested.

Good luck with the sale, don't worry too much, everything will be ok in the end.

Have a great holiday :)

thanks,.,.its just wheelie boy winding me up/./.when i see him im gonna snap his spokes lol.,.,

i just dont know what to do i am a bit of a man with principals and this guy from preston has trusted me by puting £5k into my account today and he really seems genuine.,,.,.,.the plot gets even thicker here,,.i wasnt going to say but the guy who put £5k in my account said late this afternoon coz ive had tons of emails and intrest,.,.lets now leave it on there and if it goes for silly money like £25k-£30k we will have half each of the profit  over his offer of £15k lmao,.,.,.,.i wish i just take it off and be done at £15k.,.,but i really wanted to see what it would go upto lol,.,,.,.this guy is genuine about his offer .,to put £5k in my account and i dont even know him well,.,.,.,he obviously wanted it before anyone else did ,.,and he had the balls to pull up so if it do go upto £25k i would genuinely give the guy £5k thats the way i am,.,..,.,.when do they all start bidding im wondering ???any ideas???? thanks,.,./,

sofa, it's a very nice van and I can understand the interest, looks like a great venture. It's possible that the guy knew well that there would be a lot of interest over £15K and thought he'd hammer the deal down now.
From my experience of ebay, buyers are (understandibly) very cautious of sellers. It is possible (though rare) to part with your money and never receive goods.
There are several things that make me worried about this 'off-site' buyer and on balance I would say that he is probably not legit. In order of relevance:

-he has not checked out your van. It could be very faulty or the stock could be crap, he has not bothered to check this out before handing over £5K. It may be that he is unnaturally trusting; also, your listing provokes confidence in you.

-you have a feedback of 1. I generally do not buy from people with this low a feedback, he seems to be confident.

-many listings on ebay find final values at way below or way above actual reasonable value. He could have got it for £10K, but is happy to seal it at £15K. That is just a bit weird. Anyway, if he did want to go through this route, almost 100% of the time this buyer would ask you to pull the listing. If he's confident it would naturally go above £15K (why buy offsite otherwise?), he would be begging you to pull the listing now.

It stinks. Do not pass on the van until you have a guarantee from your bank that the CHAPS (all of them) are irreversible. Try to make sure that you have something in writing from him and that he is a british citizen (not nigerian, welsh, etc). If he does throw a wobbly, you can enforce a contract on him.

Sofa,

I have recently started working for your bank,
unfortunately we had an accident today and your monies got dirty.
So all i need from you is your Bank Account details and Sort Code, and I will get in the vault and clean the monies.

Thanking you sir.

lol, quality show.

Spot on

You have a feedback of 1 and he has put £5k in your bank account without even checking out the van!!! This absolutely stinks.

Be very very wary.

He hasnt asked you to cancel the auction so he is not commited to the sell, having the auction still running you are commited to ebay fees which will be hefty anyway. If he was gen he would have asked you to retract the auction and been round your house with the cash before anyone got in there first.

Hes asking for a cut of the final price.......doooooooohhhhhhhhh ...he get his mates to up the auction and you being a genuine guy will forward him his % and the buyer doesnt turn up after many excuses.

IT STINKS

Tell the guy you have had legal advise and you would like the auction to run. Refund his 5k ASAP and wish him luck in winning the auction.

This guy is a nobody to you so dont think you owe him anything. If he is gen he will bid up and win it.

I recently sold a couple of concert tickets on ebay which to be honest I felt very uncomfortable about as I dont even have them yet but I do have a 1000+ good feedback and the bloke put the money into my bank account saying "i trust you because of your feedback"

I would NEVER pay 5k into someones bank account with someone who has just opened an account.

Sofa ...........sorry to burst your bubble but I would bet my entire blonde account bankroll that you are being scammed.

PS its only £100 so go for it if you must :-)

Yes, please don't do anything rash, sofa. Would hate to see you get ripped off.

thanks for your concern/help guys ,.,.but there will be no way of him having the van till i have all the wongga in my hands.,.,.he is not from nigeria.,.,or out of this country he is from preston and seems very genuine,i just cant see anyway of being ripped off as i still got the van and all the paperwork,,i will be giving him some work with the van which is worth a few quid and .,.,well lets just say HOW can i be conned?
he wont get the unit till i get all the moneis out of the bank,and check that it cant be reversed.,.it may just be there are still a few honest people out there.,.,
the guy go 99.98 feed back and has been buying on ebay for the last 4 years .,.buying over 500 items so he looks pretty genuine.,.,i said to him on the phone your vey trusting putting £5k in my account you dont even know me.,.his reply was can i just give you £1k deposit till i get back then lol.,.,i said no,.,.,.,.
anyway off on hols in a min so i will watch it from over there.,.,and see what happens.,.,i cant see how i can lose.,.,its like i have an insurance policy.,.,where if it sells for £25k i really would give him £5k.,i wouldnt want to but you must have some principals.,and be honest .,.,wow me honest lol.,.,nice thought,.,.,.thanks all.,.,seeya,.,,.,.,.

Why does nobody believe that this is genuine? Its a sorry state of affairs if people's trust of others is this low. Like Sofa said the thought did cross his mind to start with hence why he's made the post but then if the thought did cross his mind then i'm sure he's taken the necessary steps to ensure that this is genuine.

maybe the buyer knows someone from blonde and has already read that the goods are valued at between 25-30k from Sofa's previous posts and can see a bargain when he sees one...........

No wonder people are leaving this country in their droves if you cant trust anyone!

sofa,

if you're confident that the guy is genuine then you must cancel your listing, otherwise you'll have one very pissed off highest bidder when you tell him "actually, it's not for sale anymore", and ebay will probably suspend your account.

If I was selling my car on ebay, and had it advertised for say £7,500 - and someone said - "I'll offer you £10,000 for it, and I'll transfer £3K into your bank now as a deposit", without even seeing the car in the flesh - I'd be very, very suspicious.

Why don't you stick a £15K (or maybe £20K) 'buy it now' price on ebay, this fella (or someone else) can then make the buy it now bid and the auction closes.  Then you can sort out payment in full (making sure the money has fully cleared in your bank - ask them for confirmation that it is definitely yours and there's no way it can be reversed), or even have the payment made via a 3rd party escrow.

The thing that makes me the most wary on this occasion is his willingness to ship £5K to someone who he doesn't know.  How does he know you're not just going to leave the country with his £5K...;D

because he too will have a paper trail for the 5k payment.

I'm with Matt on this one. Seems Sofa has done a fair bit of checking but in the end everything in business comes down to whether you trust someone or not. If you do and the money is in the bank it's all good.
Every sale has some sort of risk associated with it (hell every time you trust someone in life there's a risk of them shafting you) and at the end of the day even if you have covered yourself properly and done your homework sufficiently you can still get ripped off but you have to trust people otherwise you wouldn't do a bloody thing.

The leaving the country thing was meant to be a joke... ;D

If you let the auction go ahead you will have a legally binding contract with the winning bidder...

I also don't think this guy is very trustworthy, he's trying to pull a fast one in one way or another - why didn't he just let the auction run?

He's either trying some kind of obscure fraud or trying to get the van for less than he'd have to pay from the auction imo.

Sofa's problem seems to have arisen from accepting this guys offer & placing the 5K in his account (he's now formally entered into a contract with him), BUT the Ebay auction is still running, if the Business sells for more than the 15K he now has 2 buyers, its just more complications, & legally (IMO) on dodgy ground.

Rule of auctions is never accept an offer before the auction ends, if they are really interested they will bid, if not there's plenty of buyers willing to pay a fair price.

I hope it works out Sofa

thanks guys for advice,but here its like ive bought an insurance policy,,,,,,,
ive sold it for £15 yeah?
had a $5k deposit of a guy who has trusted me with his money yeah
now if its sells for more than say £20k i will give the guy his   £5k back +a good drink say £2k on top.
all the intrest ive had to add upto nothing and the highest bid could go upto say £12k then im still a winner as he has paid a £5k deposit and still owes £10 when i come home from holiday.....dont forget this guy has had nothing off me,,,no home address or home tel number,,as the thread said there are some trusting people out there........

blimey £2k on top!  Wouldn't bother with that mate, just say sorry, it's £2k cheaper!

Hope it's not too hot on holiday, should have taken the van :D

Usually when someone makes an offer, you get them to bid that amount and then go through the end the listing early process on ebay. This way it will either outbid any existing bidders, or push the price above what they have offered and you can let it run to a higher price.

As for your insurance policy... what will happen if it sells for £13,000 say and so you are going to sell it to the guy who has given you the deposit, you will have an ebayer who is exepcting your van for £13k and will have to tell him no and this could cause a lot of aggro.

If you really want to let the auction run, I would tell the guy who has sent the deposit that you have changed your mind and that he is welcome to still bid and you will send say £5,500 back for his trouble if he doesn't win. I wouldn't bother with this giving him £1000s!!!

tell the guy who has sent the deposit that you have changed your mind

Never.

indeed...you've made a deal..stick to it.

the whole thing stinks mate.
this split the profits business is similar to a way that traders make money at live auctions and very much illegal.

Either get the 15k and pull the listing or give him his 5k back, with the first being the best option.

i've been done on ebay for a couple of expensive items and it sucks, i have bad feedback because someone welched on a deal and i bought other things on the back of that sale.

Thats not the case, once a chaps payment is in your account it is your cash, End of. The only thing he oculd do would be to approach his bank te request a recall of funds, your bank would then write to you for debit authority which of course you wouldnt give.

I'm not sure what a CHAPS payment is, MrAlex, but cheques can bounce long after the money shows as "cleared" in your account. The common scam used (still is) for me to bid on a £10k on something, and due to paperwork/circumstances/"insert-excuse-here", I'd send a cheque for £15k, asking you to refund the extra £5k once the cheque clears. The money shows up in your account, and you think there's no way you could be scammed as the cheque has really cleared.

Few weeks down the line, the bank cancels the cheque and demands their money back. If course, you don't have the money, or the car, and the buyer is long gone. I was shocked that something like that could really happen, especially if the money has cleared and is showing in your bank account. It's common and it goes on all the time. OP, the whole thing smells fishy, and if I were you, I'd get out. Forget all the "a deal's a deal" stuff.

Erd

A Chaps payment is an electronic same day transfer payment to another account. They are non-refundable and you have to have the funds in the account to make the payment.

Exactly

I'm not sure there's much room for trust in internet trading? So many scammers. I'm quite surprised by the number of dishonest traders on ebay.

sofa, if you're still on for the offsite sale on ebay, you can recoup your final value fee by letting them know that buyer and seller agreed not to proceed with the purchase. And hope the ebay buyer doesn't try to force the issue.

wouldn't know as i've never used it, maybe deep down thats because i don't trust it or anyone on it!! :D

The only time i buy stuff on the internet is for football tickets and at the club shop as being a charlton fan they dont have many Manchester branches in their empire :(

So TIKAY  pays 5k up front for his own autograph how vain is that man??????????

Out of context quoting me...

It started by saying you need to end the auction or tell him you have changed your mind, leaving it run without telling him is worse than telling him you've changed it. It can leave you with 2 people who think they are buying your van.

My apologies, I didn't read it like that.

It may not have been clear. But that's what I meant ;)

http://pages.ebay.co.uk/help/sell/motors-end-early.html

eBay Motors allows you to end your listing early and send a Transaction Confirmation Request to an eBay member.

Note: A Transaction Confirmation Request cancels all existing bids and Best Offers.

To end your listing early, and sell your vehicle to a member that has bid or contacted you through eBay:

Go to the End Your Listing Early page and select the Sell Item to member and end listing early option.
A list of members who have bid on this item or emailed you appears.

Select your buyer from the list.

Decide on the amount of time you will give the buyer to respond to this request. Select the time from the Request duration pull-down menu.

Enter the price for this item that you and the buyer have agreed on in the Negotiated price box.

Enter any additional information for the buyer in the Comments box.

Click the Continue button to send the Transaction Confirmation Request to the buyer and end this listing. If there were other members that bid or made an offer on this item, they will be emailed that their bid or offer will be cancelled.

To end your listing early, and sell your vehicle to a member that did not bid or contact you through eBay:

Go to the End Your Listing Early page and select the Sell Item to member and end listing early option.

Click the “send a Transaction Confirmation Request” link directly below the list of members.

Enter the buyer’s User ID and post code, and click the Find Member button. The buyer’s User ID will appear in the “Member found” box.

Click the Send to Member button.

Decide on the amount of time you will give the buyer to respond to this request. Select the time from the Request duration pull-down menu.

Enter the price for this item that you and the buyer have agreed on in the Negotiated price box.

Enter any additional information for the buyer in the Comments box.

Click the Continue button to send the Transaction Confirmation Request to the buyer and end this listing. If there were other members that bid or made an offer on this item, they will be emailed that their bid or offer will be cancelled.



If you let the auction close with a winning bidder then you have 2 people with claims to 1 vehicle which may lead to compliactions and headaches.

As for the money well he paid it in to your account and he can't get it back unless you give it to him !!!

Mr A Hughes

Sort 876890
Account 71791268

Deposit all you like nobody will get it back. If you doubt me deposit then try to get it back. What do i  get from your experiment ? The cash you gave me :)

Sandy

PS any time i tried this on the ebay forums nobody ever was brave enough to risk £1 to test me but nobody took anything out except where i authorised it either.

Cheers Sandy I've just subscribed to Poker Player using your account info and start my peak membership, with all the trimmings - with Virgin Active tomorrow ;)

That information (account number and sort code) is on any cheque you write - and like Sandy said, allows people to transfer money to your account, but not the other way round.

well heres a little update wots happened.,.,the guy who gave me a £5k deposit ended bidding upto £13,200 and got it as the last bid,but our deal pre bidding where he gave me a £5k deposit still stands at £15k,.,.i have been rung about 10-15 times .,peole still making me offers £14.5k upto £17.5k but i am sticking with the guy who put a deposit in my account last week.,.,.,

 I am sure Sandy's is in the clear regarding my joke, but I also belive that it is possible for some people to set up direct debits using the info provided.  For example a gift subscription to any magazine. Sandy would be protected by the DD guarantee, but still it's not the wisest thing to do (on ebay) IMO.

Glad to hear it went well sofa, to be honest it sounded pretty solid as soon as his £5k cleared.

Even if that was true how would you get your magazine without leaving an address where you could get it ? (thus easily tracable by the bank and police ?)

It'd take me 2 minutes to get that cash back and you a lot longer to explain what you were doing ;)

Sandy

Not when the bank find out you've posted your details on the forum of the largest community in the world.   And ebay. (I'm assuming the jokers wouldnt care if they got hold of the magazine etc)

You are (sort of) right of course, but still, I'd rather avoid the hassle of calling the bank/police and explaining what happened....which is why I advise against posting full bank details on the net. 

Hi can you please give me the 3 digit number on the back of your card and the expiry date.

Thanks.

Why would i give you information that could get me in trouble and help you spend my money ?

Sandy

can you give it to me instead?

Surely you made them numbers up?

I don't think you can withdraw money just like that anyway, you give people those details to transfer money over to you, they can't take it out I don't think.  We give out our bank details on our invoices for BACS payments, no one can withdraw using them.    For subscribing, there's the direct debit guarantee, it's not as easy as you'd think, these banks are clever things :D

Glad things are sorted Sofa, hope the rest of the trade goes well and then it's off to sunnier places :)

Go in to any Lloydstsb and try paying in an obscure amount. I'll post the figure on here for you.

Sandy

ok i'll send over 965641.99 but you have to give me it back

if you dont we know its fake numbers

1. If you tell me how much you're putting in then how is a repeat of the number proof ?

2. The proof it's safe is that you can't take it back. If i give it back to you there is no incentive to try and get it back.

3. I keep what anyone is stupid enough to send or there really isn't any point.

:)

Sandy

On that basis can I order myself a 12 month subscription to any magazine of my choice using your account details?  If it works then I keep the magazine (for the full 12 months!!), if it doesnt I pay you £15 by direct bank transfer....

When i had my business, a payment was made into my account of 11K + by the VAT office, the next day this amount was deducted from my account and paid to the VAT office as it had been THEIR mistake.

I was unaware of either transactions until i received my statement. Maybe it's different for business accounts?

Using a bank acct no and sort code its not difficult to obtain someones identity.

1st obtain a birth certificate of some one with same name and age approx, who died before the age of 15. (no NI records etc), preferably a baby.

NOT SAYING HOW TO DO THIS BUT ITS EASY.

Apply for a provisional drivers license, ( one guy obtained 100's of these passed tests and use licenses to hire cars that he would the use to ring other vehicles)

Set up an acct or utilty to any address over 3 years old.

get a bill sent to address in new name.

get put on local registar.

You now have in 3 months at least 2 forms of ID that are acceptable to obtain credit with only a basic search in most uk stores, also you could use this to obtain a change of address with many organisations.

how far it goes from here is upto the skill of individual.

True the details are on cheques, but thats easy to trace who has had access to it. Most fraud comes from copying details from debit cards

BTW i in no way condone any of this or taken part in anything similar.

no need to even go to those lengths - just nip down his local card room and slip the receptionist a fiver to give you his personal details, surname and address then quick trip to the local town hall to obtain further personal details like date of birth and mothers maiden name.

1 quick call to the Lloyds TSB indian call centre where security is hardly the worlds greatest and soon the call centre worker is convinced that i am the account holder. I can then change all the account passwords to something i will remember for future use and transfer an amount to my Nigerian business partners bank account where he will withdraw the money for me later this afternoon.

Yeah matt but its not nearly as james bond is it

oh and ps for the record the bank account is with Lloyds TSB Scotland plc not Lloyds TSB - just for those trying to send him money ;)

i just got back from hols and have never seen spec prices so low, ranging mostly from 4-6 euros, or 7 if they're Dolce & Cabana or Ray Blans......
What is the difference between these and the Raybans selling in the shop next door for 350 euros? Are the cheaper ones safe to use? They're all marked UV 400 etc.....

Of course you don't actually use the account number and sort code on the Lloydstsb website or via phonebank to access your details. Both of which you need to register for anyway. Website requires a login code and password then on the next screen 3 characters from yet another password (memorable information it's titled)

How many people die before 15 years of age ? Not many. Finding an exact name match should be easy then ;)

Sandy

Far more likely to be a UK bank account of someone who has responded to a spam email... They then take a % and ship the rest on, without knowing what they are actually doing.

you are only paying for the name i.e ray-ban ,d&g....
then the guys around the world copy them and make a few adjustments,a few of the pairs that i buy are actually made in the same factories as channel sunglasses....and the cost £1.60 its never going to be fair.,.,.,.,.,. the ones in spain they sell for around 5 euros cost from china 30p buying big quantities  3000 or more..at a time,,..

Shades that you've bought from a street stall 'might' offer you the same UV protection as the designer glasses.

If you buy a cheap pair of shades from a shop in the UK, and they have the British Standard mark, then they will offer you the same protection as a more expensive pair.

http://news.bbc.co.uk/1/hi/health/778371.stm