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Community Forums => The Lounge => Topic started by: brookie on July 18, 2012, 08:33:17 PM



Title: ppi claim back
Post by: brookie on July 18, 2012, 08:33:17 PM
as above any one done it i know u can do it your self but i cant remember the bank i had my c/c loans and morgage with ant help would be great


Title: Re: ppi claim back
Post by: Indestructable on July 18, 2012, 08:56:16 PM
Best advice is to contact the bank direct and not via any of these agencies that take a big slice of your money. Either way agencies can't help find where you borrowed from, this will be down to your own memory.
Or failing that another way would be to contact someone like Experian and they can advise who has a done credit searches on you. Although it sounds a bit odd that you don't know who you have had a mortgage with?


Title: Re: ppi claim back
Post by: Eso Kral on July 18, 2012, 09:01:26 PM
Any company such as Experian will send you your credit history and then send off the letters from this website

http://www.moneysavingexpert.com/reclaim/ppi-loan-insurance

Then just wait!!

GLGL


Title: Re: ppi claim back
Post by: smashedagain on July 18, 2012, 09:36:37 PM
My mate wants to know if you can still claim the ppi if you never paid the loans back in the first place :)


Title: Re: ppi claim back
Post by: flushthemout on July 18, 2012, 10:17:27 PM
My mate wants to know if you can still claim the ppi if you never paid the loans back in the first place :)
wet myself


Title: Re: ppi claim back
Post by: flushthemout on July 18, 2012, 10:22:31 PM
i recieved a letter today from a liquadation company saying some company called Luxfor group have gone tits up and i had a pension with them (did i) please fill in my name and NI number, and we will send what is owing to you......... it was an official letter with all the legal stuff on it, I wonder.......


Title: Re: ppi claim back
Post by: Beaver808 on July 19, 2012, 09:50:16 AM
I've just got a hefty lump back from a loan I took out in 2002 - I'm still paying it off thanks to getting into *financial difficulty in my early 20's. It was through Sainsbury's that was ultimately backed by RBS. Sainsbury's had a "PPI Helpline" number on the website that I just called and within 8 weeks I should have the cash in my account.





*Hookers and blow


Title: Re: ppi claim back
Post by: smashedagain on July 19, 2012, 09:52:17 AM
My mate wants to know if you can still claim the ppi if you never paid the loans back in the first place :)
wet myself
:)


Title: Re: ppi claim back
Post by: shedboymuff on July 19, 2012, 10:00:42 AM
so many of these companies advertised on tv/internet  always phone you up, it would be interesting how much the banks have paid out to folk claiming this back, must be a fortune..


Title: Re: ppi claim back
Post by: istrabraq on July 19, 2012, 11:19:31 AM
I used Gladstone brookes got 2500 back on old loans they took 25% of me but no hassle took about 5 months . Worth doing nothing 2 loose


Title: Re: ppi claim back
Post by: Indestructable on July 24, 2012, 08:14:43 PM
I used Gladstone brookes got 2500 back on old loans they took 25% of me but no hassle took about 5 months . Worth doing nothing 2 loose

Except the 25% you lost by not claiming direct from the lender.  :)


Title: Re: ppi claim back
Post by: Tal on July 24, 2012, 10:31:44 PM
It's basically a case of filling out a firm with the details and waiting...

Then waiting some more...

Then either getting an offer or taking it to FOS and doing some hardcore waiting.

 Still just one form tho!