Hi Kin
when I had my mobile stolen last year,Pete rang the house insurence company,and it was covered under that,all we had to do was send the manual from the phone to them,and they posted me out an identical phone.
We'll check on that as well. There was a camera too (it was getting a little old, but was a cracking camera in its day and still a decent one now, even though the battery life wasn't brilliant).
the house insurance will definately cover it.oh and dont forget the laptop,camera,ipod,mobile,,etc. big handbag your missus has got lol