Sherriff does have a point though - you ring the majority of call centre banks and their main two "security" questions are....
1) What was your mothers maiden name
2) What was the name of your first pet.
Bingo - having got your account details from the dodgy Indian call centre (£10 for 200 names and account numbers) of "Read em and weep's Poker Portal" I've now just syphoned off £1900 from your bank account
