Student loans - do we have to pay it back?

[DMorgan]

I dont know what he studied and he is obviously making $$ of his poker so good luck to him.

In all honesty if I was him I wouldnt be in a rush to make any effort to pay it back.
Saying that unless he is clever and showed he would benefit from further education I wouldnt have lent it him in the first place.

As Longy said, if people had to fight to do well at school and then college to get a place then I would be happy if the country fully funded everyone and even gave them a weekend beer allowance.

I went to a grammar school and did Economics at Sheffield Uni so I suppose I did a 'real' degree.

If you want to give more funded university places to those that 'deserve' it (i.e. worked hard in school, college, sixth form etc.) then I certainly wouldn't qualify. School was never that hard so I just coasted through not doing a whole lot. I only went to uni because it sounded fun, didn't want to get a job and I got the grades. Its the people that do courses like media, psychology, sport science etc. at the 'fringe' universities that are often the ones slogging it out to get the grades to get in.

IMO its hugely unfair to bash people with what people tend to class as 'lesser' degrees, because there are people that work very hard for those degrees and don't deserve to be discredited. While some people might class them as 'easy' degrees, I'd love to see them have a bash at it.

[kinboshi]

The problem is that unless there is a way the children of less-wealthy families can get a decent education from primary school all the way through to university, then we end up living in a country where there are the haves and have-nots, and many of those who will benefit from a decent education and be of value to the country will not be able to study as they weren't lucky enough to be born into a wealthy family.

Education should not be reserved for the wealthy.

[AndrewT]

The problem is that unless there is a way the children of less-wealthy families can get a decent education from primary school all the way through to university, then we end up living in a country where there are the haves and have-nots, and many of those who will benefit from a decent education and be of value to the country will not be able to study as they weren't lucky enough to be born into a wealthy family.

Education should not be reserved for the wealthy.

This.

Universities have too many thick, ignorant students who happened to have wealthy parents, whilst more intelligent kids, who had to endure 10+ years of 'education' in shithole schools don't get there.

[StuartHopkin]

[X] I just graduated from University
[X] I studied Journalism
[X] Fuck the haters
[X] HU 4 my loan?

What would you like to be when you grow up?

In answer to your initial question; I want to learn about business working in a smaller private firm where I will get lots of guidance/education, I'm just starting to purchase shares in a spread betting style, hopefully both of the above will impress potential employers and when I am a little older/more experienced I can be a trainee stock broker for a big firm in London or perhaps somewhere outside the UK. Does this suffice?

Er yes. I think that was the whole point.
You have a plan, you have ambition, you want to do something with your life.
Therefore from what you have wrote I would believe you the kind of person who does benefit the country by going to univeristy?
Im not sure why you assumed I was having a go at you though.

[pleno1]

[X] I just graduated from University
[X] I studied Journalism
[X] Fuck the haters
[X] HU 4 my loan?

What would you like to be when you grow up?

In answer to your initial question; I want to learn about business working in a smaller private firm where I will get lots of guidance/education, I'm just starting to purchase shares in a spread betting style, hopefully both of the above will impress potential employers and when I am a little older/more experienced I can be a trainee stock broker for a big firm in London or perhaps somewhere outside the UK. Does this suffice?

Er yes. I think that was the whole point.
You have a plan, you have ambition, you want to do something with your life.
Therefore from what you have wrote I would believe you the kind of person who does benefit the country by going to univeristy?
Im not sure why you assumed I was having a go at you though.

The "what do you want to be when you grow up" question came across as very condescending, but ok apologies

[StuartHopkin]

[X] I just graduated from University
[X] I studied Journalism
[X] Fuck the haters
[X] HU 4 my loan?

What would you like to be when you grow up?

In answer to your initial question; I want to learn about business working in a smaller private firm where I will get lots of guidance/education, I'm just starting to purchase shares in a spread betting style, hopefully both of the above will impress potential employers and when I am a little older/more experienced I can be a trainee stock broker for a big firm in London or perhaps somewhere outside the UK. Does this suffice?

Er yes. I think that was the whole point.
You have a plan, you have ambition, you want to do something with your life.
Therefore from what you have wrote I would believe you the kind of person who does benefit the country by going to univeristy?
Im not sure why you assumed I was having a go at you though.

The "what do you want to be when you grow up" question came across as very condescending, but ok apologies

Lol it was a tongue in cheek response to your HU 4 my loan to find out where you were headed in life if you cared to divulge, nothing more. Apologies if it came across as condescending.

[StuartHopkin]

I dont know what he studied and he is obviously making $$ of his poker so good luck to him.

In all honesty if I was him I wouldnt be in a rush to make any effort to pay it back.
Saying that unless he is clever and showed he would benefit from further education I wouldnt have lent it him in the first place.

As Longy said, if people had to fight to do well at school and then college to get a place then I would be happy if the country fully funded everyone and even gave them a weekend beer allowance.

I went to a grammar school and did Economics at Sheffield Uni so I suppose I did a 'real' degree.

If you want to give more funded university places to those that 'deserve' it (i.e. worked hard in school, college, sixth form etc.) then I certainly wouldn't qualify. School was never that hard so I just coasted through not doing a whole lot. I only went to uni because it sounded fun, didn't want to get a job and I got the grades. Its the people that do courses like media, psychology, sport science etc. at the 'fringe' universities that are often the ones slogging it out to get the grades to get in.

IMO its hugely unfair to bash people with what people tend to class as 'lesser' degrees, because there are people that work very hard for those degrees and don't deserve to be discredited. While some people might class them as 'easy' degrees, I'd love to see them have a bash at it.

Why would finding it easy mean you dont deserve it? Surely it would mean you were clever and did deserve it.

[boldie]

You are taking out a loan, your intention therefore has to be that you will pay it back when you can. Otherwise it would actually be a gift, no?

I took out a loan and agreed that when I had £15k a year of earned income I'd pay it back. I haven't neglected any of my obligations whatsoever.

To give you an example Boldie.

If you had an interest free mortgage which included in it's terms and conditions that you didn't have to start repaying it for 10 years, but after 1 year you won enough to pay it all off - would you pay it off early?

I'll reiterate the important part you need for a rational decision - "interest free"

Definitely start with it yes but I realise I might be alone on that example.

However, that's not what this situation is. This situation is a "You will start paying it back when you can afford to" type loan. You can afford to so you should start paying it off IMO. There is no difference between not paying the loan off because they can't prove how much you make and signing on using the same excuse.

[StuartHopkin]

The problem is that unless there is a way the children of less-wealthy families can get a decent education from primary school all the way through to university, then we end up living in a country where there are the haves and have-nots, and many of those who will benefit from a decent education and be of value to the country will not be able to study as they weren't lucky enough to be born into a wealthy family.

Education should not be reserved for the wealthy.

This.

Universities have too many thick, ignorant students who happened to have wealthy parents, whilst more intelligent kids, who had to endure 10+ years of 'education' in shithole schools don't get there.

Have you ever been to school with the have nots?

[boldie]

The problem is that unless there is a way the children of less-wealthy families can get a decent education from primary school all the way through to university, then we end up living in a country where there are the haves and have-nots, and many of those who will benefit from a decent education and be of value to the country will not be able to study as they weren't lucky enough to be born into a wealthy family.

Education should not be reserved for the wealthy.

This.

Universities have too many thick, ignorant students who happened to have wealthy parents, whilst more intelligent kids, who had to endure 10+ years of 'education' in shithole schools don't get there.

Have you ever been to school with the have nots?

No, but his butler has.

[Jon MW]

The problem is that unless there is a way the children of less-wealthy families can get a decent education from primary school all the way through to university, then we end up living in a country where there are the haves and have-nots, and many of those who will benefit from a decent education and be of value to the country will not be able to study as they weren't lucky enough to be born into a wealthy family.

Education should not be reserved for the wealthy.

This.

Universities have too many thick, ignorant students who happened to have wealthy parents, whilst more intelligent kids, who had to endure 10+ years of 'education' in shithole schools don't get there.

Have you ever been to school with the have nots?

Why? Wondered where you was going with that?

[Woodsey]

The problem is that unless there is a way the children of less-wealthy families can get a decent education from primary school all the way through to university, then we end up living in a country where there are the haves and have-nots, and many of those who will benefit from a decent education and be of value to the country will not be able to study as they weren't lucky enough to be born into a wealthy family.

Education should not be reserved for the wealthy.

This.

Universities have too many thick, ignorant students who happened to have wealthy parents, whilst more intelligent kids, who had to endure 10+ years of 'education' in shithole schools don't get there.

Have you ever been to school with the have nots?

No thank fk

[StuartHopkin]

The problem is that unless there is a way the children of less-wealthy families can get a decent education from primary school all the way through to university, then we end up living in a country where there are the haves and have-nots, and many of those who will benefit from a decent education and be of value to the country will not be able to study as they weren't lucky enough to be born into a wealthy family.

Education should not be reserved for the wealthy.

This.

Universities have too many thick, ignorant students who happened to have wealthy parents, whilst more intelligent kids, who had to endure 10+ years of 'education' in shithole schools don't get there.

Have you ever been to school with the have nots?

Why? Wondered where you was going with that?

Spent 5 years at one of the pretty poor schools in Notts and just think the problem was the have nots not wanting to get there, not the school.

[Jon MW]

The problem is that unless there is a way the children of less-wealthy families can get a decent education from primary school all the way through to university, then we end up living in a country where there are the haves and have-nots, and many of those who will benefit from a decent education and be of value to the country will not be able to study as they weren't lucky enough to be born into a wealthy family.

Education should not be reserved for the wealthy.

This.

Universities have too many thick, ignorant students who happened to have wealthy parents, whilst more intelligent kids, who had to endure 10+ years of 'education' in shithole schools don't get there.

Have you ever been to school with the have nots?

Why? Wondered where you was going with that?

Spent 5 years at one of the pretty poor schools in Notts and just think the problem was the have nots not wanting to get there, not the school.

I went to school with the have nots, went to university with the haves and I've taught at schools of both

The academic part of the PGCE also included a bit of dry analysis - every one of those pointed to the same conclusion; which is pretty much what you just put.

Obviously the extremes of good and bad can make a difference, and individual very good/very bad teachers can make a difference to individuals - but generally the result was that someone who's intelligent enough will succeed whichever school they went to.

[Sighmuns]

Bloody students, if you can't afford to go to uni they shouldn't let you into uni IMO

Surely you realise that nobody of 18 years of age can afford right then to go to uni? So you're saying that only people with rich parents should be allowed to go?

You seem to acknowledge that there are at least 'some' useful things that people can study at uni. Do you think that the best people for these few jobs that are 'useful' and we 'need' are the people from rich families then? You must think pretty highly of them.