Also, my Barclaycard are always offering me cash @ 1.9% fee, with ~12m 0%
Think I got 30 months at about 2.9% last year, not much over 1% per year, crazy deals.....
I get one every few months, and it's usually 0% for a year.
Good if you want to buy something for a lump, and pay it off over a couple years.