I've had several phishing e-mails for NatWests accounts which were semi-sophisticated apart from the fact that I don't have an account with them. I made the effort to look up the NatWest site for the e-mail address to report them and got a patronising reply. Good luck to those of you that actually have an account with them. I've had loads for LloydsTSB who seem equally blase about it despite having an e-mail address on their website for reporting the scams. I've not even received an acknowledgement response.
LOL - what can the banks do?
Send an email to some hacker in Moscow saying 'We've noticed those fake emails are causing a lot of bother - can you please stop sending them out'?
If there's nothing they can do, which is not actually the case, then perhaps they shouldn't post a message on their web site saying "please report all phishing attempts by forwarding the e-mail to the following address".
They already will never send out a mail asking for personal details, or asking people to follow a link in the mail, precisely because of phishing mails.
I'd imagine the reason why they ask people to forward mails onto them is partly so they notice any large spikes in mails concerning their particular bank and also to make people feel as if they're helping.
BTW - if you do know a way the banks can stop phishing mails then do let them know what it is - there'd be a fortune in it for you.