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I just wanted someones opinion on what happened. please dont be gay and leave a retarded comment


My mum asked me if i could pick my grandma up from the airport. I asked if i had insurance. ( i couldnt check coz i was in leeds and my family lives in lincoln)

my mum said my bro looked at it and he said yes. ( mum is chinese and cant read english)

so i went to pick my grandma up.

2 am on the m5 no cars 4 lanes, and i was speeding
the police stoped me and said i was speeding and that i could show my documents( insurance mot) to the police station the following day because i didnt have the documents on me.

the following day i realised that i didnt have insurance. and i got banned for 6months and my insurance is sky high.

So

1. should i blame my brother for not looking at the documents properly. If i knew i didnt have insurance i wouldnt of drove
2. I know i shouldnt of been speeding but if i had insurance i wouldnt of got banned or get sky high insurance.
3. is it my fault for not looking at the documents myself this would involve me training it back home to lincoln just to look at a document.


My View
I wouldnt of drove if i knew i didnt had insurance.
I wouldnt of got banned if i had insurance


my bros view (who is older than me but he couldnt drive at the time)

you shouldnt of broken the law.

thats his only arguement


or was it my fault coz i trusted my brother

who drove the car to leeds? why couldn't they pick up grandma?

no one drove to leeds

i lived in leeds whilst at uni

no one else could of drove and my mum didnt want to waste 170 quid to pick my grandma up when u can drive there for 60.

Just like poker you went with ur gut instinct.ur 2 pair was no good against the government,s flush.they win,u pay.should have folded pre-drive imo.

6 month ban is a bit harsh.is this standard?

You broke the law despite making an attempt not regarding the insurance. You broke the law with regards to speeding.

The only thing that isn't broken is your brothers nose which many would do in your shoes.

Sandy

Ultimately mate if you're the one driving it's your responsibility to make sure you are insured.

Ok your brother screwed up but it's still your fault for not making 100% certain yourself.

It's really unfortunate because it's clearly a genuine mistake but look on the bright side. All you're getting is a bit of a ban and a fine. Imagine if you had caused an accident, possibly hurt someone and then found out you weren't insured?

You'd be living with that forever. This will be out of your mind in a few years. It's not the end of the world dude.

Try not to be too hard on your brother either. I'm sure he didn't do it on purpose. It's not worth falling out about.

I'm confused about why you had the car in the first place :dontask:

Try not to be too hard on your brother either. I'm sure he didn't do it on purpose. It's not worth falling out about.






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but if he took time out to read the documents then i wouldnt be in this mess
but i do think it was partly my fault for trusting my retarded brother.

it wasnt my car it was my familys car

A quick call to the insurers is always your best bet here.  If you're not insured, they might be able to stick you on for a few days for not a lot of money.

As played, ignorance is no defence in the eyes of the law.  But I'd be getting my brother to pay the fine.

So the car is in Leeds with you (family car) and the family isn't in Leeds? So who normally uses the car in Leeds? If it's you at Uni then you have been using it illegally for longer than you thought.

He's arguably broken it himself


a person must not cause or permit any other person to use a motor vehicle on a road [F2 or other public place] unless there is in force in relation to the use of the vehicle by that other person such a policy of insurance or such a security in respect of third party risks as complies with the requirements of this Part of this Act.


This habit of "sticking" someone on has hidden dangers. It's not often realised that, as far as Road Traffic Law applies, the insurance is deemed of no effect until the certificate has been delivered.

"A policy of insurance shall be of no effect for the purposes of this Part of this Act unless and until there is delivered by the insurer to the person by whom the policy is effected a certificate (in this Part of this Act referred to as a “certificate of insurance”) in the prescribed form and containing such particulars of any conditions subject to which the policy is issued and of any other matters as may be prescribed."

Whether you going to be disqualified, and for how long, for speeding depends on, amongst other factors, driving record, other offences, e.g. no Insurance, and speed.

not harsh at all. do you know how difficult it isto get compensation for somebody injured by an uninsured driver?

in answer to op, if i were ur brother id offer to pay the fine (not the speeding one though). it ultimately comes down to you though. sorry

You can get the certificate emailed through immediately.

Pah. Arguing with Kinboshi.

You should know there's always an answer.

nooooooooooooo

the car is in lincoln
i dont have a car at that time.

sorry if my english is bad or badly layed out but i thought it was easily understandable

i know it does come down to me but. could he not just spend 5 mins of his life to read a document instead of playing WOW 24/7

i would of never drove. makes no sense to travel all the way to lincoln just to read a document

my mistake is trusting my retarded brother

I also have answers, he can have them. When he pops over with his summons and agrees my fees.

believe it or not i was quite relieved that i only got a 6 month ban

the police said i was traveling very fast with speeds up to 110-130mph

thats in a 1.6 for focus lx
very dificult

Very simple answer to this one;

Ignorance is no excuse.

1; You were speeding (which I do too so not preaching here) and you got caught (which is just plain stupid)..and doing 110-130MPH?...you probably will lose your license permanently next time.

2; you didn't have insurance and should have known this.

6 month ban is standard IMO.

With regards to your brother...yeah you could blame him for not reading it properly...on the other hand; He's your brother and you probably know him fairly well....so you could have known he was unlikely to read it properly.

Be pissed at your brother for being a lazy twat...and pissed at yourself cus you should have known better.

!!!!!!!!!!!  >:(

Don't be pissed at your brother too long. Everyone makes mistakes.

so when you went to lincon to pick up the car why didnt you check the docs before you got into the car and drove

loads of people have told me they are insured to drive any car

but i certainly wont let them drive my car without seeing full proof they are fully comped in my car

110-130mph !!

You were getting a ban even if you were insured.

Sandy

no i wasnt
i would of just got a caution.

o rly!?!

I'm with Robert on this one.  From every piece of anecdotal evidence I've come across anyone caught doing over 100mph has ended up in court (with one or two exceptions for some very lucky people who were doing just over 100).  All the ones that have gone to court have seen at least 6 points and a hefty fine, and if you're doing towards 130mph it would be an instant ban I would have thought.

Robert, would it be classified as dangerous driving?

Very confusing thread.

My mum asked me if i could pick my grandma up from the airport. I asked if i had insurance. ( i couldnt check coz i was in leeds and my family lives in lincoln)

But you could of checked as you had to go to Lincoln to pick the car up yes?.


Also lmao at Evilpies reply, You sound like  Claire Rayner.

well i didnt get instantly banned
i didnt even get points either.
but i did go to court and got a 130£ fine


5 lanes at 2 am in the morning is not so dangerous imo

maybe i had a nice police man

yes i believe that was my mistake

but i trusted my brother  that he read the document properly

Whose car is it?

my dads

But you had to go to Lincoln to collect the car. I'm dingeddelled.

ok ok

i live in leeds
mum in lincoln asks me to pick grandma up using the family car in lincoln
i ask if i had insurance
bro says yes

i travel on train to lincoln to get car in lincoln
I drive to airport to pick grandma up
i got stopped by police on the way to the airport (2 am 5 lanes no cars)
pick grandma up
go home


next day i realise i didnt have insurance

so i end up in court
with fine and ban


but if i had insurance i would not of got banned

i hope this clears everything

Arhhh okey dokey, that is much clearer now.

You have learnt a few wise and costly lesson from this young man.

1, Don't speed. (not your brothers fault)

2 ,Do not drive without insurance.

3,                                                                                              < Left blank for witty answer time.

4,  You should now thank your brother as from now on you will never trust what others tell you unless you see it with your own eyes.

5 lanes 2am 105mph 6 month insta ban road and time makes no difference

what i am shocked at is leeds airport still having flights at 2 am

I think he meant automatic ban rather than instant (common use of the statement though). The cops can give you a conditional offer or get a summons issued. Conditional offer is £60 and 3 points. Your speed was outside the scope of a conditional offer.

I'm astounded (or should i say doubtful) that you were not banned for 130 mph under any circumstances.

There is no way you got zero points. You get 3 points just for getting done plus more if the offence(s) are not minor. 130 isn't considered minor !

Sandy

u dont get a ban and points its 1 or the other

Totting up procedure ???

Besides that he wouldn't get neither for 130 mph as claimed.

Sandy

we obv arnt getting the full story here. I think what he is saying is he never got done for speeding as the police estimate his speed at 110-130 therefore they havnt actually clocked/recorded it.
they have pulled him to slow him down and then given him a producer for his docs wich of course show he has no insurance. that is what the ban is for!


str8 ban=no points. if this isnt the case its all just made up lol.

i think i have gave u the full story

but what you have said is all true

maybe the police didnt have any evidence of me speeding so he just wanted my documents.