thanks all for your concerns this is why i put it up to see if it sounds dodggy but the guy got nothing to gain only lose,,,he put £5k in my account i can see it there on online banking,,i go away for a week and then come home,i make sure the
£5k deposit is still in there and then he comes down to pick up item and weigh in the rest,,he really seems genuine as they all do lol,,,,im sure 100% its ok ,,i will let you know...thnx

he can still cancel the bank transfer and it can take upto 1 month to show on your account

Thats not the case, once a chaps payment is in your account it is your cash, End of. The only thing he oculd do would be to approach his bank te request a recall of funds, your bank would then write to you for debit authority which of course you wouldnt give.

I'm not sure what a CHAPS payment is, MrAlex, but cheques can bounce long after the money shows as "cleared" in your account. The common scam used (still is) for me to bid on a £10k on something, and due to paperwork/circumstances/"insert-excuse-here", I'd send a cheque for £15k, asking you to refund the extra £5k once the cheque clears. The money shows up in your account, and you think there's no way you could be scammed as the cheque has really cleared.

Few weeks down the line, the bank cancels the cheque and demands their money back. If course, you don't have the money, or the car, and the buyer is long gone. I was shocked that something like that could really happen, especially if the money has cleared and is showing in your bank account. It's common and it goes on all the time. OP, the whole thing smells fishy, and if I were you, I'd get out. Forget all the "a deal's a deal" stuff.

Erd