Cheers so far guys
it seems hopkins has bust my idea so no point proceeding!

Anyway
I want the site to have a professional appearnace - this is an absolute must for a few reasons i cant disclose - i have no intention of doing it myself. The reality is thou it needs to be very simple in nature - there is nothing complex about the idea.
Stu - i thought that you could incorporate a Yahoo payment site into your own - i thought you could 'skin' it - is that not the point?
I already have the web address - my idea is actually 2 years old - i have just recently found the motivation to re focus and crack on with it - and the timing is currently superb re the idea
I have a mate who hosts and he is doing it at cost for me - so that is taken care of.
I dont want the logo design throwing out into the general areana - I am happy to go with a good designer and pay an appropriate rate. My set up costsa re my biggest cost - the idea takes care oif itslef if i get it up and running.
Keep it coming thou folks - all very helpful
Cheers
G