
Just phoned them and yep the overpayment was due to the high amount of tax i paid last year all re-adjusted when this years form went in ohhh happy days...............................
on the list 2 new laptops for the boys + games and all the usual stuff
extra present for the girls
extra presents for mrs cia
weekend break in rome for mrs cia's 40th in Jan
overdraft returns to zero
and bit left to pay January tax bill
+ I'm going to give 5 homeless people £20 quid each or £100 to the NSPCC
and me?? I'll be happy seeing everyone else happy

Might need to spend more on the missus after revealing her age here

Glad its worked out for you though I guess it means you earnt less last year?