Santander experiences? Looking to set-up new account

[Woodsey]

Must not miss this opportunity to point out that Martin Lewis is a complete tool.

Worth a shit load though now to be fair to him. His site is useful for a quick glance at stuff.

[horseplayer]

Must not miss this opportunity to point out that Martin Lewis is a complete tool.

the first goalscorer thread is still one of the funniest things online ever

[cambridgealex]

My personal recommendation would be Halifax. Never had any problems whatsoever. Shit interest rate but everything else is great.

You might find it best to have more than one account. I have a decent rate one that most of my money goes in and Halifax for day to day transactions.

I can then transfer between my accounts as and when I need to to earn the best interest whilst keeping the benefits of a decent account with decent branches all over the place.

I currently am with Halifax and yes it's brilliant, never had any issues, does everything I want -EXCEPT give interest.

So I was thinking of setting up an account elsewhere to keep most of my money and still use halifax for day to day.

Thanks for the replies everyone, I will go for it I think.

[edgascoigne]

My personal recommendation would be Halifax. Never had any problems whatsoever. Shit interest rate but everything else is great.

You might find it best to have more than one account. I have a decent rate one that most of my money goes in and Halifax for day to day transactions.

I can then transfer between my accounts as and when I need to to earn the best interest whilst keeping the benefits of a decent account with decent branches all over the place.

I currently am with Halifax and yes it's brilliant, never had any issues, does everything I want -EXCEPT give interest.

So I was thinking of setting up an account elsewhere to keep most of my money and still use halifax for day to day.

Thanks for the replies everyone, I will go for it I think.

You're at the pool with Rachel Riley and posting about preferential bank rates.

Get a life!!

[cambridgealex]

My personal recommendation would be Halifax. Never had any problems whatsoever. Shit interest rate but everything else is great.

You might find it best to have more than one account. I have a decent rate one that most of my money goes in and Halifax for day to day transactions.

I can then transfer between my accounts as and when I need to to earn the best interest whilst keeping the benefits of a decent account with decent branches all over the place.

I currently am with Halifax and yes it's brilliant, never had any issues, does everything I want -EXCEPT give interest.

So I was thinking of setting up an account elsewhere to keep most of my money and still use halifax for day to day.

Thanks for the replies everyone, I will go for it I think.

You're at the pool with Rachel Riley and posting about preferential bank rates.

Get a life!!

#accidentalpartridge

nah she's gone now to present the Mind Sports Championships

[david3103]

If you can get £125 for opening an account at first direct that trumps any small advantage from the interest offer.

[DMorgan]

I've had the Santander 123 account as a second account for the same reasons as you and have never had any problems, customer service has been fine

[Doobs]

If you can get £125 for opening an account at first direct that trumps any small advantage from the interest offer.

I don't get this at all. £20k x 0.03 = £600.  From this you deduct £24 a year.  Suppose it depends on your bankroll and you can lose some of that to tax.

I have neither FWIW.

[david3103]

If you can get £125 for opening an account at first direct that trumps any small advantage from the interest offer.

I don't get this at all. £20k x 0.03 = £600.  From this you deduct £24 a year.  Suppose it depends on your bankroll and you can lose some of that to tax.

I have neither FWIW.

Jimmy Carr's accountant?

[Acidmouse]

If you can get £125 for opening an account at first direct that trumps any small advantage from the interest offer.

I don't get this at all. £20k x 0.03 = £600.  From this you deduct £24 a year.  Suppose it depends on your bankroll and you can lose some of that to tax.

I have neither FWIW.

thats assuming First direct has 0% interest, there current accounts have  2.20% , there saving account has 6% with £300 a month max.

[redsimon]

If you can get £125 for opening an account at first direct that trumps any small advantage from the interest offer.

I don't get this at all. £20k x 0.03 = £600.  From this you deduct £24 a year.  Suppose it depends on your bankroll and you can lose some of that to tax.

I have neither FWIW.

thats assuming First direct has 0% interest, there current accounts have  2.20% , there saving account has 6% with £300 a month max.

First Direct pay Nil% on Current Accounts