Pet insurance/vet help

[paulhouk03]

Hello

I wanna insure my dog so if he gets hurt or something I wouldn't need to stump up huge vet fees

But I just wanna know how much cover I should get. Obv more the better but dont want 8 k cover when it's v unlikely to use it

Also I'm clueless how much vet fees are


Tyia

[vegaslover]

Age of the dog major factor in the price.
Just go on a comparison site, type in the details and see what cover you get offered

[paulhouk03]

Age of the dog major factor in the price.
Just go on a comparison site, type in the details and see what cover you get offered

No price isn't that big of a problem just wanna know how much cover to take


Will 3 k be enough for a dog for vet fees

[EvilPie]

When my dog had parvovirus the total fees were about £8k.

Dodgy leg cost about £1100

If money isn't an issue I'd always go for the highest cover you can get.

I was insured with directline when Ronnie was ill and they were brilliant. Just paid everything, no questions.

I've switched to LV now as they seem to be the cheapest for decent levels of cover.

[celtic]

Mason is worth a million.

Can't wait to meet him.

[Laxie]

We're with Directline and have the top cover for our dogs.  Even something small can run into a grand or two, so if you can afford it, definitely get the full cover. 

[snoopy1239]

We use Kennel Club Pet Insurance and have required reimbursement on two occasions. They paid up promptly on both.
Think 10k cover is about right.

[paulhouk03]

We use Kennel Club Pet Insurance and have required reimbursement on two occasions. They paid up promptly on both.
Think 10k cover is about right.

I was gonna get 5 k cover but might just stump up abit more for full cover

Don't want my mason to ever be in pain

[EvilPie]

5k should be enough for most things dependent on the type of dog.

Some dogs are more prone to certain expensive problems. Big dogs are more likely to get hip dysplasia and need a transplant for example. Pure breeds are more likely to have problems than mongrels.

The expensive illness that Ronnie had is more common in Rottweilers, Dobermans and a few other breeds than any others although they can all get it.

Obviously all of this gets taken in to account with your premiums so if your dog is statistically less likely to need an expensive op it'll be cheaper to insure.

Don't forget that just because your dog is only insured for 5k there's nothing to stop you paying for treatment yourself. This is what I've done with my insurance. Unlimited cover was about £60/month so I decided to go for £5k and if something does happen I might just have to top it up.

Whatever you go for make sure you read all the fine print very carefully. I've heard stories of the cheaper companies being an absolute nightmare to deal with if something goes wrong.

Also be aware that some insurers make you pay for all treatment and then get the money back afterwards. Directline paid my fees direct to the vet. My vet was also happy to carry out all of the treatments with no money at all from me as they knew they wouldn't have any problems with getting payment.

I can't describe how much of a stress it was when Ronnie was ill but not having to worry about the fees at all was a huge relief.