Nit thread, a thread for Nits.

[Claw75]

Anyone else here a sucker for the 3 for 2 deals? I can never bring myself to just buy one even if there is a good chance the food may not stay fresh 

that's what freezers are for!

[ManuelsMum]

Wish they'd had these when I was quitting. Curious to see how similar they feel.

http://www.wowcher.co.uk/deals/national-deal/deal-1971-detail/9-99-instead-39-98-electronic-cigarette-bundle/deal.html?ito=wowcher_email_0001

[rex008]

I use one myself, but if you're thinking about it, I'd strongly advise to do some research first. There are much better ones than the one you linked to.

I enjoyed smoking, I didn't really want to quit, but I replaced fags with an electric one last February and haven't had a real fag since. Found myself using it less and less since then, but still using it. Quite nice to have in social smokers group - gives you an excuse to get outside with them for the gossip.

[b4matt]

I installed this a few months ago. It automatically tells you the best price on the net for any item your looking at. Its saved me a few quid.
http://www.getinvisiblehand.com/

[ManuelsMum]

I use one myself, but if you're thinking about it, I'd strongly advise to do some research first. There are much better ones than the one you linked to.

I enjoyed smoking, I didn't really want to quit, but I replaced fags with an electric one last February and haven't had a real fag since. Found myself using it less and less since then, but still using it. Quite nice to have in social smokers group - gives you an excuse to get outside with them for the gossip.

Ok cheers mate. It's another £4 also for the p&p. Which brand do you prefer?

vwp on the quitting. I couldn't have done it without that horrible-tasting gum. I tried a patch also but breathing only through my nostrils became aggravating after a while.

[jizzemm]

Or if they have tightened up on it and it is no longer possible, then Tescos free 1k is a start for less effort.

nice needed to add some some points..

Also a free (ish) 5k available if you take out a Virgin Stocks & Shares Isa.. Got to pay in £75 per month for 6 months.. Do what u want with it after.. let it roll imo

[Silo Graham]

Or if they have tightened up on it and it is no longer possible, then Tescos free 1k is a start for less effort.

nice needed to add some some points..

Also a free (ish) 5k available if you take out a Virgin Stocks & Shares Isa.. Got to pay in £75 per month for 6 months.. Do what u want with it after.. let it roll imo

Got a link where it says about that Jizz?  Can't see it on their site.

[Woodsey]

Spend £60 at tesco and get 10p off per litre at the pump.

http://www.tesco.com/petrol-promotion/

[jjandellis]

You may have to be quick

45 rolls of Andrex delivered for a tenner at Amazon

blonde link (I think - used the blonde link then searched for it)

http://www.amazon.co.uk/Andrex-White-Toilet-Tissue-Sheets/dp/B0048DRZVC/ref=sr_1_4?ie=UTF8&qid=1328009445&sr=8-4

May have to wait a month or so

Or if they have tightened up on it and it is no longer possible, then Tescos free 1k is a start for less effort.

nice needed to add some some points..

Also a free (ish) 5k available if you take out a Virgin Stocks & Shares Isa.. Got to pay in £75 per month for 6 months.. Do what u want with it after.. let it roll imo

Got a link where it says about that Jizz?  Can't see it on their site.

Mmmmmm, really.... 

[Simon Galloway]

http://www.virgin-atlantic.com/en/gb/frequentflyer/fcpartners/virgingroup/virginmoneygroup.jsp?bfSubmit1.y=12&bfSubmit1.x=12

Also 7.5k for life insurance....

[Simon Galloway]

just looked at the ISA historic performance...... a FTSE tracking ISA that consistently does worse than the FTSE!

[ScottMGee]

just looked at the ISA historic performance...... a FTSE tracking ISA that consistently does worse than the FTSE!

Not wishing to defend either Virgin or tracker funds BUT what do you expect a tracker with 1% annual charge do other than do worse that the FTSE!

[Simon Galloway]

1% worse than FTSE wouldnt be an issue...  I only skimmed the prospectus, but recent performance was faaaaar worse than that?

[Woodsey]

1% worse than FTSE wouldnt be an issue...  I only skimmed the prospectus, but recent performance was faaaaar worse than that?

I would rather put my cash in after a downswong than after a good run tbh.

[Simon Galloway]

It's not so much the upswing/downswing... more of a question of the fund manager's ability to ever get anywhere near the FTSE performance.  Which in theory, shouldn't be too hard to do (at least before charges..)