O/T Bank Charges Ripoff

[bhoywonder]

i read that the max claim in sscotland is 750 quid>??

can someone explain how they got more?


do u fire in multiple claims??

[RichEO]

TV program about bank charges and bank's backlashes with Martin Lewis is on ITV right now. 8pm-8:30

enjoy!

[KingPoker]

cheers rich, he basically said whats in rods link in this thread. One thing i might add to what he said was that he recommended keeping copies of the letters you said, but advice on a website said you should also use recorded delivery when posting to the bank!

[thetank]

i read that the max claim in sscotland is 750 quid>??

can someone explain how they got more?


do u fire in multiple claims??

yes

[Newmanseye]

I just received a Bill in from Tmobile the morning and THEY now want to charge me for a failed direct debit charge !!!

I am on the line to them now but their stance is that the bank charges THEM also and they are passing it on to me, So is it possible for me to claim this charge back also?

I am not taking any chances anyway, i've told em to remove it or they can shove their phones and their contract.

[Indestructable]

Sounds like they are talking a load of tosh to be honest. How much are they charging you and how much is their bank charging them?

[matt674]

meet the man who started the ball rolling - apparently he didn't like the way his bank charged him £64.00 for going £0.05p overdrawn.

http://www.thesun.co.uk/article/0,,2-2007090283,00.html

His quote at the end reads "its so simple even a monkey can do it" - Only time will tell!!

[Pilf]

I am not taking any chances anyway, i've told em to remove it or they can shove their phones and their contract.

I'd advise that whilst dealing with mobile phone companies you exercise extreme caution. I'd certainly pay the charge and try to claim it back later.
When you sign up with a mobile phone company all of your bill payment history etc is recorded on your credit file.
Once something bad goes on there, believe you me, you will have a torrid time trying to get it removed, and the fact that it doesn't warrant being there holds no sway what so ever.
On 1 occasion I failed to pay an incorrect bill only to resolve the issue the next month and but was already marked up with a missed payment.
Although this pales into insignificance compared to the Water board who gave me a CCJ when I moved into my new house, for not paying the previous occupants bill. This is still on my record 6 years later!! Hate to think what this must have cost me in this time.

[Newmanseye]

I am not taking any chances anyway, i've told em to remove it or they can shove their phones and their contract.

I'd advise that whilst dealing with mobile phone companies you exercise extreme caution. I'd certainly pay the charge and try to claim it back later.
When you sign up with a mobile phone company all of your bill payment history etc is recorded on your credit file.
Once something bad goes on there, believe you me, you will have a torrid time trying to get it removed, and the fact that it doesn't warrant being there holds no sway what so ever.
On 1 occasion I failed to pay an incorrect bill only to resolve the issue the next month and but was already marked up with a missed payment.
Although this pales into insignificance compared to the Water board who gave me a CCJ when I moved into my new house, for not paying the previous occupants bill. This is still on my record 6 years later!! Hate to think what this must have cost me in this time.

Thanks for the advice mate, although they cant frighten me with that, I'm already bankrupt lol

[barhell]

I don't know what effect this will have on people trying to claim charges back but one of the banks has won a case against a customer claiming unfair charges. The report states that it will not set a precedent as it was only a county court and not a high court.
http://business.scotsman.com/latest.cfm?id=755082007

[Indestructable]

Good to see some sense at last. 

[AdamM]