Pet insurance

[Chompy]

Anyone know much about this?

Got two cats. Been going to the same vets since they were born around nine years ago but it's just been taken over. Annual booster etc today and the vet looked at their teeth and said both need dental work doing. Mainly tartar build up apparently plus one possible extraction.

Teeth looked the same as always to me except a bit of redness round one of the canines (female). Bill would come to £450 for both. Pet insurance only covers part of that cost and excess would come to £195 (£105 for the 9yo + £90 for the 8yo). Ergo, would probably have to cough up the £450.

Feels a bit like a rip off to me. She also reckons the fat lad needs to go on a diet and tried pushing their food. He weights 6.9kg, which is a lot but he's always been around 6.7kg. 6kg my arse! Meh.

[EvilPie]

Definitely take them to another vet for a second opinion.

If the excess is £195 why would you pay £450? Pet insurance doesn't work like car insurance, you don't get no claims bonuses so just pay the excess only.

If they try to put your prices up just go elsewhere next time because none of them care about previous claims unless they are for a recurring condition.

As for the diet I know about dogs but not so much cats. They're a predator so they should hardly have any body fat at all. You should be able to feel ribs and they should have a defined waistline.

Look at one of the big cats on a wildlife program. Your pets should have similar figures in smaller proportions.

If they seem happy and healthy on their own food but you decide to decrease their weight just decrease the portions. You'll know if they're hungry because they'll get too thin.

Try to avoid feeding what the packet tells you. It'll give a set amount for your pet's weight. Unfortunately if this is too much your pet will get heavier and the packet then tells you to feed more!!

Obviously this is a bad thing so don't do it.

[gatso]

tell them to gtfo trying to sell you food. if they're too fat then they need less food not more

[Simon Galloway]

If you can afford to self-insure, seems better than taking out ropey policies with limited upside.

[EvilPie]

If you can afford to self-insure, seems better than taking out ropey policies with limited upside.

If you're going to self insure though you need to do it between the ages of 2 and 10 when there's less likely to be problems.

Insuring during a pet's prime then cancelling it when they approach retirement age can't be good.

[nirvana]

If yr going to be a grown man with 2 cats for pets I don't think you should post publicly about it. Suggest you get rid and get yerself a Doberman or summat pretty sharpish

[Chompy]

If you don't like cats, you can go stuff your forum opinions nirvanna!

No, the insurance company, PetPlan, say they won't cover ALL the dental work, only major stuff like teeth removal. Think they're gonna be down to the gums aged 12 coz I'm buggered if I'm parting with a chimp to have tartar scraped off.

Receptionist said they should have their teeth brushed once the procedure had been done. Yeah rightyo.

[nirvana]

Gizza kiss Daddy xxx

[ManuelsMum]

Dentures ldo