O/T Bank Charges Ripoff

[thetank]

This is why I'm surprised a buisness hasn't been set up yet, to recover charges for lazybones like Royal Flush here.

They do all the work, (tiny bit of admin) and give you back 90% of what they recover on your behalf.

[Bongo]

Like the ones mentioned earlier in the thread?

[thetank]

They'll all free and just give you templates do they not?

Not much more to do, I'll grant you. Just half an hour or so it'll take to sift through your statements.

I should have said, I'm just amazed there isn't a statement sifting service somewhere, for the likes of James up there. (That's not how they'd market themselves of course, but it's all they'd essentially do)

[dan]

This is why I'm surprised a buisness hasn't been set up yet, to recover charges for lazybones like Royal Flush here.

They do all the work, (tiny bit of admin) and give you back 90% of what they recover on your behalf.

totalise, i know what you mean about paying for something you are likely to win anyway is probably throwing money away but i just think that it could be worth paying the money just to avoid the hassel.

i have found a firm that charge 15% inclusive of VAT. i reckon at a guess over 6 years i might have paid £2k. Now to me i feel that money is lost, gone whatever. If i was to get any of it back it is a bonus. if someone said to me right here is £1700 of that £2k and you dont have to do a thing for it i would be more than happy.

For £300 it would mean i would not have to send any letters off requsting data, chase up any letters i have not had from them, submit a court hearing and attend court(although i realise most dont grt that far) but like i said im lazy.

do yoy mean like this tank??

i know you are busy probably playing 450 SNGs tonight so i will let you off the misread 

[smithy69]

say for instance you believe you could get £1000 back, but you have an overdraft of -£700.

Would they simply give you a £300 credit, or a cheque for £1000

[Nem]

say for instance you believe you could get £1000 back, but you have an overdraft of -£700.

Would they simply give you a £300 credit, or a cheque for £1000

So you can get away from paying your overdraft?

[smithy69]

i can honestly say i dont have an overdraft and never have

[thetank]

This is why I'm surprised a buisness hasn't been set up yet, to recover charges for lazybones like Royal Flush here.

They do all the work, (tiny bit of admin) and give you back 90% of what they recover on your behalf.

totalise, i know what you mean about paying for something you are likely to win anyway is probably throwing money away but i just think that it could be worth paying the money just to avoid the hassel.

i have found a firm that charge 15% inclusive of VAT. i reckon at a guess over 6 years i might have paid £2k. Now to me i feel that money is lost, gone whatever. If i was to get any of it back it is a bonus. if someone said to me right here is £1700 of that £2k and you dont have to do a thing for it i would be more than happy.

For £300 it would mean i would not have to send any letters off requsting data, chase up any letters i have not had from them, submit a court hearing and attend court(although i realise most dont grt that far) but like i said im lazy.

do yoy mean like this tank??

i know you are busy probably playing 450 SNGs tonight so i will let you off the misread 

Lol, I knew it'd be somewhere.

15% of 2k for half hours work, great innit.

[thetank]

say for instance you believe you could get £1000 back, but you have an overdraft of -£700.

Would they simply give you a £300 credit, or a cheque for £1000

The missuses overdraft arrangement was unaffected when she claimed.

[Newmanseye]

I just phone my bank, firstly i asked for a new card and the pleasentness from the assistant was still there, when she asked did i require anything else, i simply requested a list of all bank charges fince the inception of my account, the change in attitude was astounding, I mean really obtrusive and as serious attitude problem.

to be honest i found it quite amusing, but i am claiming back every charge as my bank has screwed me over soo many times in the last 2 years and i checked the last 6 months charges last nigh and they amount to £400 and change, i expect to have my overdraft cleared and money back too, which will be nice.

I think these fekkers have gotten away with this for too long, and its about time they gave is back the £34 they charge for a piece of paper and a stamp.  ( ohh the ink too )

[ifm]

Posting my consent letter off today to a firm that will do this for me.
i reckon over 2 accounts for 6 years with all the problems Lloyds caused me regarding frauds and cancelling direct debits, stealing money from my accounts etc. it should be a tidy sum +£3k at least.
Lets see how long it takes, the firm should start on the 19th tick tock tick tock.

[KingPoker]

a) Is it easier to go down your local branch and ask for 6 years of statements or A list of back charges over the 6 years??

b) Would it be easie to do by phone.

P.S A Quick reply would be appreciated as i have decided im bloody sorting out this mess today!  

*EDIt- bit worried about asking for a list of charges as i am concerned they might 'Leave' off some.

[ifm]

As far as i know it has to be done in writing and they charge you for it.

[KingPoker]

Also surely you dont get every penny of the bank charge bank. I thought that in the BBC ARTICLE it was that they unfairly overcharged you so you get back a percentage!

[Claw75]

this is one of those things I keep thinking I must get round to.  I'm at home today (daughter's sick) so I think I'll take the opportunity to dig out all my statements.  Got to be in excess of £1k owed to me I think.