O/T Bank Charges Ripoff

[KingPoker]

Also what about credit card charges e.g. Late payments etc

[doubleup]

Bank managers get it easy these days

http://news.bbc.co.uk/1/hi/magazine/6345765.stm


The pair had quarrelled over a bank loan, an argument that had led the banker to spread rumours about his client's creditworthiness. The merchant had in turn taken his accounts elsewhere and written a stiff letter of complaint to the Bank of Scotland headquarters in Edinburgh.

And that is where it would have stayed had not Morgan's temper got the better of him one morning when he struck Landale about the head with an umbrella in Kirkcaldy High Street.

According to eyewitness accounts, Morgan cried: "Take that, sir. By God, sir, you shall more of this yet!"

Before fleeing, Landale replied: "You are a coward, sir, a poor, silly coward."

One gentleman had assaulted another in public and so Landale had no alternative. He immediately challenged his bank manager to a duel. He wrote: "I must request that you will meet me tomorrow morning at seven o'clock... with pistols and give me the satisfaction which as a gentleman I am entitled to."

[thetank]

The site Rod has linked to here will help you out with all those questions KingPoker.

http://blondepoker.com/forum/index.php?topic=17925.msg365862#msg365862

They have an easy to understand walkthrough (even I could use it)

[KingPoker]

Cheers Tank
You truly are the people's moderator!

[boldie]

you calling Tank a drug crazed bimbo?

[KingPoker]

well i wasnt thinking bimbo but now u mention it...........................

[ifm]

Posting my consent letter off today to a firm that will do this for me.
i reckon over 2 accounts for 6 years with all the problems Lloyds caused me regarding frauds and cancelling direct debits, stealing money from my accounts etc. it should be a tidy sum +£3k at least.
Lets see how long it takes, the firm should start on the 19th tick tock tick tock.

Ok it seems one of the firms that do this for you could be dodgy:-

http://www.fsa.gov.uk/pubs/final/nationwide.pdf

What firm did you use Tank?

[thetank]

I didn't use a firm, just used the letter templates from Rod's link.

[KingPoker]

I didn't use a firm, just used the letter templates from Rod's link.

Exactly the way im doing it. Went down my local branch this arfo and asked for all my statement (which go back to 2002!- Cant wait to sift through them but moneys money!). Will be costing me a fiver, not bad, and will be getting them next week sometime.
I was a bit worried about letting someone have full access to my account details so i am going it alone.

Have to try and get my barclaycard statements aswell, hopefully get some more $$$ then or preferably £££!!!!!!!!!!

[brummieboy]

Has anyone had money back from Credit cards?
Can you claim money back for late charge fees, I think i've had more charges on my credit card accounts than my bank account.
Shall check my bank statements this weekend though.

[KingPoker]

BUMP!

Wow went to my local branch last week and ordered all my bank statements that have been issued on my bank account!

Well they came today and there must be at least 180 pages dating back to 2002!!!!!

I cant wait to sift through them!!!

Apparently after i mentioned this to my mum she saw it on the news earlier in the week and it seems it is entirely possible to get all of your money back and,

PS. I believe the Which? website has a very good template letter to use when sending off the claim sheet to your bank. If you havent done it-DO IT!! Its your money after all!

KP

[thetank]

Well they came today and there must be at least 180 pages dating back to 2002!!!!!

I cant wait to sift through them!!!

It's not a chore, it's an exercise in nostagia.

There was a 3 month period back in 2003 where my statements look like this....

A Chisholm t/a Mcdonalds   +£xxx
O'Neills - £xx
O'Neills - £xx
O'Neills - £xx
O'Neills - £xx
O'Neills - £xx
O'Neills - £xx
O'Neills - £xx
O'Neills - £xx
O'Neills - £xx
O'Neills - £xx
O'Neills - £xx
Excess Bad Boy charge - £xx
Unathorized naughty charge - £xx
O'Neills - £x
A Chisholm t/a Mcdonalds   +£xxx
O'Neills - £xx
O'Neills - £xx
O'Neills - £xx
O'Neills - £xx
O'Neills - £xx
O'Neills - £xx
O'Neills - £xx
O'Neills - £xx
Excess Bad Boy charge - £xx
Unathorized naughty charge - £xx
O'Neills - £x
O'Neills - £xx
OI, We've warned you about this before charge - £xx
A Chisholm t/a Mcdonalds   +£xxx
O'Neills - £xx
O'Neills - £xx
O'Neills - £xx
O'Neills - £xx
Tesco - £x


The the online gambling hobby kicked in, and we really went to the races.

[KingPoker]

i know it did spot on the first few pages, my boys on tour holday to tenerife. 15 of us went and my atm transactions while out there are funny, way more money spent than i have on poker in the last year! good memories tho, will update if i find more interesting stuff!

[Woodsey]

Anyone know which banks are closing accounts down? Is Natwest?

[Indestructable]

Not sure, but I think that what happens is that the Bank make you an offer on the conditon that if you accept then your account will be closed. From what I have read in the paper this is only when the bank particuarly wants to lose the account and presumably the decision is made on a  case by case basis.