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mjrevie
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« on: April 04, 2007, 10:37:34 AM » |
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Just checked my credit card bill and i got a charge for using my credit card to pay for my APAT seat. Its for a "cash advance". I hardly ever use my credit card so thats how i noticed it. Did everyone get this charge? Its only a few pounds but its more the fact i dont like giving these people any more money than i really need to.
Cheers
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sharkey2007
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« Reply #1 on: April 04, 2007, 10:53:04 AM » |
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This is the fault of the guys used by APAT to collect the funds. It was highlighted on Watchdog a couple of weeks back and is becoming a widespread problem on ebay apparently.
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TightEnd
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« Reply #2 on: April 04, 2007, 02:20:19 PM » |
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APAT does not charge any payment or refund fees to our members, despite our paying both to our payment provider. Please provide details of the charge levied to customer@apat.com and we will investigate with Metacharge. Similarly, APAT are not aware of any Watchdog programme which may have focussed on payment providers or card charges. |
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My eyes are open wide
By the way,I made it through the day
I watch the world outside
By the way, I'm leaving out today
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mjrevie
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« Reply #3 on: April 04, 2007, 02:49:41 PM » |
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APAT does not charge any payment or refund fees to our members, despite our paying both to our payment provider. Please provide details of the charge levied to customer@apat.com and we will investigate with Metacharge. Similarly, APAT are not aware of any Watchdog programme which may have focussed on payment providers or card charges. It was a charge from my credit card company and not Metacharge as it came up seperately on my bill. I was just interested in whether or not other Blondes were charged or whether or not it was just my company that was doing this. |
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Ironside
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« Reply #4 on: April 04, 2007, 03:30:32 PM » |
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any events i have paid for have only been the £75 no charge
but i use maestro
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I am the master of my fate
I am the captain of my soul.
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ericstoner
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« Reply #5 on: April 04, 2007, 04:11:10 PM » |
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As TAMMY WYNETTE said.................."No charge"
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Blonde Hall of fame inductee,October 2007.
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kinboshi
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« Reply #6 on: April 04, 2007, 04:32:25 PM » |
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£75 only for me. Credit Card.
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'The meme for blind faith secures its own perpetuation by the simple unconscious expedient of discouraging rational inquiry.'
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KingPoker
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« Reply #7 on: April 04, 2007, 04:34:04 PM » |
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75 bunce for me on my barclay debit card.
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bigalhx1
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« Reply #8 on: April 04, 2007, 04:46:14 PM » |
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if you are not happy i will pay your charge and have your place
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mjrevie
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« Reply #9 on: April 04, 2007, 04:49:24 PM » |
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Spoke to the credit card company quickly and they said that all gambling is now treated as cash advance so thats why the charge has been made. Cheers for response. And no, you cant get my SEAT!!!!  |
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kinboshi
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« Reply #10 on: April 04, 2007, 05:10:19 PM » |
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Spoke to the credit card company quickly and they said that all gambling is now treated as cash advance so thats why the charge has been made. Cheers for response. And no, you cant get my SEAT!!!! Out of interest, which credit card company? Just so I can avoid them in the future! |
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'The meme for blind faith secures its own perpetuation by the simple unconscious expedient of discouraging rational inquiry.'
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mjrevie
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« Reply #11 on: April 05, 2007, 12:25:24 AM » |
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Assuming its ok to say, its egg.com
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ThinkerJE
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« Reply #12 on: April 05, 2007, 09:20:30 PM » |
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This is becoming more common in the Creditcard world. Halifax for example treat all gaming transactions as a cash advance. This means that you may be charged a handling fee (varies betwen 2%-3% with a minimum of £2-£3) on the transaction AND you will pay interest from day one and not be entitled to the "up to 56 days interest free" as retail transations are. Some companies also have cash at a higher APR. Also be careful if you have a 0% purchases card with a high balance that you don't pay interest on. If you make a cash transaction, the payment allocation will pay off your balance that is at 0% before your cash balance. Therefore that transaction will accrue interest from day one until you pay off the 0% balance in full (which could be 6 months plus). I work in the industry and we are currently looking into this. The official line is that cash has a higher risk of default, and gambling is a cash transaction. The real reason is that the competition commission is cracking down on the fees that can be charged and the sale of insurance, so companies need to find other ways to get income from their customers. This will vary depending on your provider, my advice is to check your T & C's and if a charge exists find an alternate payment method.
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kinboshi
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« Reply #13 on: April 05, 2007, 10:19:18 PM » |
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Interesting that it's considered as a cash advance by some and not others. Guess I've been fortunate with the cards I've been using so far. I still fail to see how they can say that entry into a poker tournament is a cash advance though?  |
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'The meme for blind faith secures its own perpetuation by the simple unconscious expedient of discouraging rational inquiry.'
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