So what would you do?
Leave a mother and child on the street?
You have to deal with situation at hand. I'm sure she now regrets not paying the insurance. I don't give a toss if it costs you, me or anyone else a few quid in premiums or tax, these people need looking after. I'm not suggesting that you buy her a new telly, just that she needs a clean, dry place to live.
good post !!!!