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Author Topic: Interest rate stays the same..  (Read 4353 times)
TightEnd
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« Reply #15 on: July 10, 2008, 12:31:01 PM »

give it 6-9 months minimum Andrew

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« Reply #16 on: July 10, 2008, 12:38:55 PM »

Good news that it didn't go up for me.  I'm in the middle of re-mortgaging and whilst the figures have all been agreed, I'd like them to remain steady until it goes through, it's been a big enough increase as it is.
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cia260895
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« Reply #17 on: July 10, 2008, 12:46:31 PM »

out current deal expires in august and the new payments are well fk my life!!!!
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« Reply #18 on: July 10, 2008, 12:53:24 PM »

out current deal expires in august and the new payments are well fk my life!!!!

Yep, we went from 4.95 to 6.09 Sad  The variable rate that NR wanted to give me was lolable.
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« Reply #19 on: July 10, 2008, 01:02:00 PM »

out current deal expires in august and the new payments are well fk my life!!!!

Yep, we went from 4.95 to 6.09 Sad  The variable rate that NR wanted to give me was lolable.

Mine we similar so we decided to pay off the mortgage instead of keeping it as a nest egg for later life. Unless you have decent equity in your house the deals are often alot worse than that quoted.
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AndrewT
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« Reply #20 on: July 10, 2008, 01:09:26 PM »

give it 6-9 months minimum Andrew

Yes, I'm waiting until I see evicted families standing out in the street crying before moving in. Smiley
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« Reply #21 on: July 10, 2008, 01:12:20 PM »

Got decent equity, sadly not a decent amount to pay it all off.  To be mortgage free would be so nice. 

One day.......in 16 years lol
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« Reply #22 on: July 10, 2008, 01:24:06 PM »

Property auctions FTW.

Lot 3 that's guided at £65k-£70k sold new a few years back for closer to £200k....

http://www.countrywidepropertyauctions.co.uk/search-results.php?searchobj=property_search&dbtype=
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kinboshi
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« Reply #23 on: July 10, 2008, 01:29:51 PM »

Housing crash FTW.  Then I'll be able to buy a bigger house than I've got now.
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« Reply #24 on: July 10, 2008, 01:31:49 PM »

Housing crash FTW.  Then I'll be able to buy a bigger house than I've got now.

what's the motor trade like these days?
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« Reply #25 on: July 10, 2008, 01:34:44 PM »

Housing crash FTW.  Then I'll be able to buy a bigger house than I've got now.

what's the motor trade like these days?

Autotrader is raking it in...but then they have top staff and the best website and business out there...miles ahead of the competition, so they are.
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kinboshi
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« Reply #26 on: July 10, 2008, 01:39:42 PM »

Housing crash FTW.  Then I'll be able to buy a bigger house than I've got now.

what's the motor trade like these days?

Not noticed a huge change over the past 6 months to be honest.  There's a trend towards smaller and more economical cars in general, but those that can afford more expensive cars still have that disposable income and so still seem to be buying.

More and more people turning to leasing rather than outright purchase.  

Allegedly, the cost of motoring has actually decreased over the past 10 years:  http://news.bbc.co.uk/1/hi/uk/7496381.stm - I think that's largely bull though, and probably reflects the fact that more people are looking at smaller or more economical cars.  It's a study from the RAC, who obviously have a vested interest.
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kinboshi
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« Reply #27 on: July 10, 2008, 01:39:57 PM »

Housing crash FTW.  Then I'll be able to buy a bigger house than I've got now.

what's the motor trade like these days?

Autotrader is raking it in...but then they have top staff and the best website and business out there...miles ahead of the competition, so they are.

I LOLd.
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« Reply #28 on: July 10, 2008, 02:27:50 PM »


Yep, we went from 4.95 to 6.09 Sad  The variable rate that NR wanted to give me was lolable.

We spookily have too much in common.     Had the same letter as you it seems!
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cia260895
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« Reply #29 on: July 10, 2008, 06:08:28 PM »

we squeezed 5.99 from the halifax but sheesh its still over 2k a month
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