blonde poker forum
Welcome, Guest. Please login or register.
July 18, 2025, 06:18:25 PM

Login with username, password and session length
Search:     Advanced search
2262307 Posts in 66604 Topics by 16990 Members
Latest Member: Enut
* Home Help Arcade Search Calendar Guidelines Login Register
+  blonde poker forum
|-+  Community Forums
| |-+  The Lounge
| | |-+  how bad is the credit crunch???uk
0 Members and 1 Guest are viewing this topic. « previous next »
Pages: 1 2 3 [4] 5 Go Down Print
Author Topic: how bad is the credit crunch???uk  (Read 12225 times)
byronkincaid
Hero Member
*****
Offline Offline

Posts: 5024



View Profile
« Reply #45 on: December 04, 2008, 05:54:10 PM »

Base Rate cut again from 3% down to 2% as of today!


fixed rate mortgage ftl Sad
Logged
doubleup
Hero Member
*****
Offline Offline

Posts: 7126


View Profile
« Reply #46 on: December 04, 2008, 08:17:52 PM »


The recession is entirely the fault of the bbc who are all communists and intent on destroying the capitalist system. 

I have some shares and decided not to watch the news or go to the bbc website for a few days and they recovered in value I watched the news again and the shares fell. 

We will be back to normal in no time if you all just keep away from bbc news output.
Logged
cia260895
Hero Member
*****
Offline Offline

Posts: 5767



View Profile
« Reply #47 on: December 04, 2008, 09:52:01 PM »

Base Rate cut again from 3% down to 2% as of today!


fixed rate mortgage ftl Sad

+1
Logged
ScottMGee
Sr. Member
****
Offline Offline

Posts: 481



View Profile
« Reply #48 on: December 04, 2008, 10:44:51 PM »

Quote
fixed rate mortgage ftl

Tracker Mortgage of BBR + 0.93% that commenced the day of the first rate cut from 4.50% to 3.00%.

Current pay rate 2.93% - SHIP IT!!!!
Logged
amcgrath1uk
Hero Member
*****
Offline Offline

Posts: 5424


View Profile
« Reply #49 on: December 04, 2008, 10:58:27 PM »

The weather killed trade more than the credit crunch.. we're still selling out of key lines like laptops, the only difference I've seen is that people are being much more aware of price now..
Logged

kinboshi
ROMANES EUNT DOMUS
Administrator
Hero Member
*****
Offline Offline

Posts: 44239


We go again.


View Profile WWW
« Reply #50 on: December 04, 2008, 11:32:46 PM »


+2
Logged

'The meme for blind faith secures its own perpetuation by the simple unconscious expedient of discouraging rational inquiry.'
kinboshi
ROMANES EUNT DOMUS
Administrator
Hero Member
*****
Offline Offline

Posts: 44239


We go again.


View Profile WWW
« Reply #51 on: December 05, 2008, 03:46:21 PM »

Things aren't going to be getting better any time soon for new car dealerships:

http://www.am-online.com/news/story/?nID=42898847

5,200 franchised retail outlets in the UK will shrink to between 3,500 and 4,000 in 2009
Logged

'The meme for blind faith secures its own perpetuation by the simple unconscious expedient of discouraging rational inquiry.'
jizzemm
Hero Member
*****
Offline Offline

Posts: 2923


BB6 Footy Winners - WALES.


View Profile
« Reply #52 on: December 05, 2008, 03:56:51 PM »

Quote
fixed rate mortgage ftl

Tracker Mortgage of BBR + 0.93% that commenced the day of the first rate cut from 4.50% to 3.00%.

Current pay rate 2.93% - SHIP IT!!!!

Tracker Mortage BBR +0.29%   Double SHIP IT    2.29% 

the only pisser on that, is if it goes any lower, I can only go down to 2.25%..
Logged

"I want to talk about my hand, what do you mean I cant talk about my hand, right im going to talk about the fact that I cant talk about my hand"...
doubleup
Hero Member
*****
Offline Offline

Posts: 7126


View Profile
« Reply #53 on: December 07, 2008, 09:55:38 AM »

Quote
fixed rate mortgage ftl

Tracker Mortgage of BBR + 0.93% that commenced the day of the first rate cut from 4.50% to 3.00%.

Current pay rate 2.93% - SHIP IT!!!!

Tracker Mortage BBR +0.29%   Double SHIP IT    2.29% 

the only pisser on that, is if it goes any lower, I can only go down to 2.25%..

If this collar comes into effect for anyone check that it was clearly documented on the key features literature when you took out your mortgage.  One of the major lenders didn't do this and the FSA have told them that they can't impose it.

Logged
lazaroonie
Hero Member
*****
Offline Offline

Posts: 3108


Your a dead man Den Watts !!


View Profile
« Reply #54 on: December 07, 2008, 11:20:07 AM »

Quote
fixed rate mortgage ftl

Tracker Mortgage of BBR + 0.93% that commenced the day of the first rate cut from 4.50% to 3.00%.

Current pay rate 2.93% - SHIP IT!!!!

Tracker Mortage BBR +0.29%   Double SHIP IT    2.29% 

the only pisser on that, is if it goes any lower, I can only go down to 2.25%..

If this collar comes into effect for anyone check that it was clearly documented on the key features literature when you took out your mortgage.  One of the major lenders didn't do this and the FSA have told them that they can't impose it.



Chelsea BS - Discounted tracker = base rate - 0.5% - current deal 2.5% - will be 1.5% from january (confirmed by chelsea).

do I win a prize ?

Logged

The blog of my friend Colchester Kev
http://colchesterkev.wordpress.com/
doubleup
Hero Member
*****
Offline Offline

Posts: 7126


View Profile
« Reply #55 on: December 07, 2008, 01:52:02 PM »

Quote
fixed rate mortgage ftl

Tracker Mortgage of BBR + 0.93% that commenced the day of the first rate cut from 4.50% to 3.00%.

Current pay rate 2.93% - SHIP IT!!!!

Tracker Mortage BBR +0.29%   Double SHIP IT    2.29% 

the only pisser on that, is if it goes any lower, I can only go down to 2.25%..

If this collar comes into effect for anyone check that it was clearly documented on the key features literature when you took out your mortgage.  One of the major lenders didn't do this and the FSA have told them that they can't impose it.



Chelsea BS - Discounted tracker = base rate - 0.5% - current deal 2.5% - will be 1.5% from january (confirmed by chelsea).

do I win a prize ?



lol its actually not beyond possibility that BofE base rate could go to 0% - then they would have to pay you each month
Logged
RichEO
Hero Member
*****
Offline Offline

Posts: 1493



View Profile
« Reply #56 on: December 07, 2008, 05:32:14 PM »

ok totally off topic but quick one for the car sales guys, i'm thinking of upgrading my girlfriends car for crimbo, she has a wee MG convertible and would want another convertible, willing to spend 5k + trade in MG what would you recommend wouldn't want anything too old, maybe in last 5 years...

cheers

Steven

Honda S2000 ftw
Logged
kinboshi
ROMANES EUNT DOMUS
Administrator
Hero Member
*****
Offline Offline

Posts: 44239


We go again.


View Profile WWW
« Reply #57 on: December 07, 2008, 05:37:45 PM »

ok totally off topic but quick one for the car sales guys, i'm thinking of upgrading my girlfriends car for crimbo, she has a wee MG convertible and would want another convertible, willing to spend 5k + trade in MG what would you recommend wouldn't want anything too old, maybe in last 5 years...

cheers

Steven

Honda S2000 ftw

Good shout.  You could probably get a high-mileage one for your budget.  Actually, you didn't say how old the MG is or what it's worth.  Remember, if you trade it in the dealer will have your pants down on the price.
Logged

'The meme for blind faith secures its own perpetuation by the simple unconscious expedient of discouraging rational inquiry.'
doubleup
Hero Member
*****
Offline Offline

Posts: 7126


View Profile
« Reply #58 on: March 05, 2009, 07:49:42 PM »


Chelsea BS - Discounted tracker = base rate - 0.5% - current deal 2.5% - will be 1.5% from january (confirmed by chelsea).

do I win a prize ?



Are you actually getting a free mortgage now?
Logged
Raindogs
Full Member
***
Offline Offline

Posts: 183


View Profile
« Reply #59 on: March 05, 2009, 08:29:58 PM »

A friend of mine has recently started his own business and is on the flat-rate VAT scheme. The changes in VAT means he's out of pocket already. Seems a good way to help small businesses and get people spending

All the flat rates were changed after VAT was reduced to 15% so there is no change to those using the fixed rate scheme.  It may be that he hasn't changed his flat rate.
Logged
Pages: 1 2 3 [4] 5 Go Up Print 
« previous next »
Jump to:  

Powered by MySQL Powered by PHP Powered by SMF 1.1.21 | SMF © 2015, Simple Machines Valid XHTML 1.0! Valid CSS!
Page created in 0.082 seconds with 20 queries.