Whats the best cheap runaround car?

[leethefish]

How about something really old so that you can insure it as a classic?

you can pick up classic jags really cheap an old series 2 would look cool

[DaveShoelace]

Have you thought about getting on someone elses insurance, or at least, insuring someone else alongside you on the same car? That should knock it down a bit.

[millidonk]

thinking about it van is a great idea.  I watched a movie online the other day, it was pretty short but was really interesting.

It was about this guy that drove round in his van with a few friends they stopped to talk to a lady and she got in his van and they made love.

If you get a van that could be you!

lol. vwp.

During my scim read i couldn't see any reason for not getting a lil 125 moped/motorbike? Tax,insurance,petrol all filthy cheap as well as the bike itself. I did this for a couple of years. Only problems were in the snowy conditions. Great in summer.

Even though i had a Harley type replica, people still told me i looked like Bowser from Mario Kart.

[BulldozerD]

Smart car maybe?

[kinboshi]

You want the total cost of ownership to be as low as possible, so therefore you also want something reliable and cheap to get through the MOT (with the inevitable small issues that you'll get with a car of this age) as well as being dirt cheap on insurance and general running costs.

http://www.usedcarexpert.co.uk/buy/-/price/to-1000/postcode-ts1/type-city+cars/show-all/order-distance+low+to+high/

Can't see you going too far wrong with a Ford KA.  Small engine, and therefore will do OK in terms of mpg and think they're insurance group 2 (possibly even 1).  Ford parts are relatively cheap to replace and overall they're fairly reliable.

As someone else said, you might fair better getting the car in someone else's name (parent, etc.), and then being a named driver on it rather than the main driver.  Simply adding someone to the insurance can even bring the cost down surprisingly.

[david3103]

You want the total cost of ownership to be as low as possible, so therefore you also want something reliable and cheap to get through the MOT (with the inevitable small issues that you'll get with a car of this age) as well as being dirt cheap on insurance and general running costs.

http://www.usedcarexpert.co.uk/buy/-/price/to-1000/postcode-ts1/type-city+cars/show-all/order-distance+low+to+high/

Can't see you going too far wrong with a Ford KA.  Small engine, and therefore will do OK in terms of mpg and think they're insurance group 2 (possibly even 1).  Ford parts are relatively cheap to replace and overall they're fairly reliable.

As someone else said, you might fair better getting the car in someone else's name (parent, etc.), and then being a named driver on it rather than the main driver.  Simply adding someone to the insurance can even bring the cost down surprisingly.

'Fronting' may well result in the policy being voided.
http://www.confused.com/featured-articles/motoring/car-insurance/have-you-been-fronting--3887976853

Adding a parent as a second, named driver, may work.

[kinboshi]

You want the total cost of ownership to be as low as possible, so therefore you also want something reliable and cheap to get through the MOT (with the inevitable small issues that you'll get with a car of this age) as well as being dirt cheap on insurance and general running costs.

http://www.usedcarexpert.co.uk/buy/-/price/to-1000/postcode-ts1/type-city+cars/show-all/order-distance+low+to+high/

Can't see you going too far wrong with a Ford KA.  Small engine, and therefore will do OK in terms of mpg and think they're insurance group 2 (possibly even 1).  Ford parts are relatively cheap to replace and overall they're fairly reliable.

As someone else said, you might fair better getting the car in someone else's name (parent, etc.), and then being a named driver on it rather than the main driver.  Simply adding someone to the insurance can even bring the cost down surprisingly.

'Fronting' may well result in the policy being voided.
http://www.confused.com/featured-articles/motoring/car-insurance/have-you-been-fronting--3887976853

Adding a parent as a second, named driver, may work.

If you're at the same address as someone and are both using the car, you're doing nothing wrong.  It's not fraudulent if it's true.

[Bongo]

Doesn't the main driver have to use the car more than the other drivers though, so most fall foul of that.

[leethefish]

also has to be correct name on log book....IE the parent

[david3103]

You want the total cost of ownership to be as low as possible, so therefore you also want something reliable and cheap to get through the MOT (with the inevitable small issues that you'll get with a car of this age) as well as being dirt cheap on insurance and general running costs.

http://www.usedcarexpert.co.uk/buy/-/price/to-1000/postcode-ts1/type-city+cars/show-all/order-distance+low+to+high/

Can't see you going too far wrong with a Ford KA.  Small engine, and therefore will do OK in terms of mpg and think they're insurance group 2 (possibly even 1).  Ford parts are relatively cheap to replace and overall they're fairly reliable.

As someone else said, you might fair better getting the car in someone else's name (parent, etc.), and then being a named driver on it rather than the main driver.  Simply adding someone to the insurance can even bring the cost down surprisingly.

'Fronting' may well result in the policy being voided.
http://www.confused.com/featured-articles/motoring/car-insurance/have-you-been-fronting--3887976853

Adding a parent as a second, named driver, may work.

If you're at the same address as someone and are both using the car, you're doing nothing wrong.  It's not fraudulent if it's true.

If is such a big word here. If the parent/fronter isn't clearly the main user then the policy can be voided. It's a risk, and it's only likely to crystallise in the event of a major claim which would then fall on the individual who was attempting to get cheaper insurance.

[kinboshi]

also has to be correct name on log book....IE the parent

The car owner doesn't have to be the driver named in the policy (but it's a question that's asked when you're getting quotes/taking out insurance).  I'd guess (have no facts to back this up though) that having a different owner to the driver named in the policy would inflate the premium.

[david3103]

Obtaining cheap insurance by misrepresenting the risk is  a factor in increasing the premiums for everyone else.

If you do so few miles why not investigate the companies using Black Box technology to keep premiums at a level that is appropriate to the risk?

[rex008]

If you're at the same address as someone and are both using the car, you're doing nothing wrong.  It's not fraudulent if it's true.

If is such a big word here. If the parent/fronter isn't clearly the main user then the policy can be voided. It's a risk, and it's only likely to crystallise in the event of a major claim which would then fall on the individual who was attempting to get cheaper insurance.

Not true - my colleague who I share an office with bought a second car for use by himself, his wife, and his 17yo son. Direct Line have just cancelled the policy after 1 month because they think he is fronting. He arranged it online - they reckon if he'd have done it over the phone he might have been ok. Nothing he can do about it apparently. In this case it is genuinely used by all 3 people pretty much equally. Phone calls have been like pantomime conversations. Not. Are. Not. Are. FO you stupid bastards. Etc. In the end they can choose to insure who they like.

[david3103]

If you're at the same address as someone and are both using the car, you're doing nothing wrong.  It's not fraudulent if it's true.

If is such a big word here. If the parent/fronter isn't clearly the main user then the policy can be voided. It's a risk, and it's only likely to crystallise in the event of a major claim which would then fall on the individual who was attempting to get cheaper insurance.

Not true - my colleague who I share an office with bought a second car for use by himself, his wife, and his 17yo son. Direct Line have just cancelled the policy after 1 month because they think he is fronting. He arranged it online - they reckon if he'd have done it over the phone he might have been ok. Nothing he can do about it apparently. In this case it is genuinely used by all 3 people pretty much equally. Phone calls have been like pantomime conversations. Not. Are. Not. Are. FO you stupid bastards. Etc. In the end they can choose to insure who they like.

OK - it's not true insomuch as the risk of having your policy cancelled/invalidated may arise in circumstances other than following a claim.
What made Direct Line take this view i wonder?

[Bongo]

Did he get any money back from the cancelled policy?