HSBC closing my acc due to staking transfers?!

[sovietsong]

lol cos

[mondatoo]

If you cba with the hassle then I'd suggest banking with Santander as the majority of there staff are completely incompetent so if you do a lot of transfers that aren't super urgent they are gtd to mess a few of them up and will compensate you for there stupidity. A friend of mine banks with them and they just kept messing up her transfers, even ones where the details where saved on her account and they just kept giving her £50/100, one month she got £400 off them just off this, so ridic. I believe they do this because they get a ton of complaints which gets them huge fines so if they do this people wont make an official complaint, pretty com. Both me and me Dad transfered to them for the £100 offer a while ago, it wasn't worth the hassle and neither of us bank with them anymore.

[EvilPie]

Blatant 'I've got a female friend' brag.

[mondatoo]

Blatant 'I've got a female friend' brag.

I did have 

[SuuPRlim]

Man, I know this tilt, I've had joke bank problems over the last 20months.

Firstly, I get a call from Natwest explaining that they don;t like how I manage my accounts and I should try keep more money in my accounts for longer if I want to remain a "private banking" customer - two weeks later I get another call saying my accounts are going to be closed. This was tilting cos I have a £5k overdraft in this account which is pretty useful for cash flow (when i go broke) and without a job I'm lucky to get a £200 one anywhere else so after a 2hour chat with my accoutn manager they agreed to re-open the account, with a overdraft of just £3k and I would no longer be able to have "private banking" regardless of how much money i had in the accounts.

Today I went into the branch to open a US$ account and the women said because of my history (??) there is no way I'm allowed one and that my accounts are once again under review, the branch manager interviewed me and asked "why I don't have more money in my bank more often" wtf, joke rubs lol. He says that unless my "banking pattern" improves in the next 6 weeks Natwest will no longer require my business....So I tell him he can go fuck his accounts if my money isn't good enough for him and he says we'll "review in 6 weeks"

So I leave and head to HSBC to open a $ account there and they ask me what it's for, I explain I am a poker player and I give an indication of the amount I'm wanting to send to the account initially, they say if its gambling we don;t want anything to do with it you're money is no good here.

So I head over the road to Lloyds TSB and I open a $ account there, this is fine and the poker thing goes down fine, they say I need to open a current account alongside my new internation account and I say well give me the same account as Natwest and I'l shut my natwest account and open up here. They say YES, lets do that, after 30mins filling forms out the only account they can offer me is a "Cash account" with £0 overdraft, no internet banking and no debit card - i get a cashcard that i can ONLY use at L-TSB ATM's. She explains this to me and then asks, "so do you want to go ahead and transfer everything from natwest and close those accounts?" LOL wtf you'll be alrite natwest might be popmus, judgemental dicks but at least they can give me a debit card.

WTF is with banks, if you have £'s in your account, can give a reasonable account of where the money came from if it's a high cash amount proviing it's legitimate, don;t incur charges/bounce DD's then why the fuck would they care if you're a vicar, poker player or violin repairman - and why they feel the need to treat poker players like they are drug dealers is beyond me.

DO yourself a favor, get all your money in cash and hide it under your bed, at least you'll know its safe from drunk overpaid bankers and you'll be allowed to access it whenever you want.

Clowns.

[StuartHopkin]

<3 HSBC

I was in there recently and had to explain what all the PPower transactions were.
They loved it and told me stories of other gambling customers.

Probs different for me though as I also have a wage paid into my account.

Amazed that they let you keep £3k of the overdraft LilDave when they found out what you do!

[Horneris]

I despise HSBC.

I can only get a £100 overdraft and every Monday I get a call from a little Indian woman asking me shit loads of questions about all the transactions on the account at the weekend (all betting deposits/withdrawals).

I wouldn't mind if I actually thought it protected me, if it was Tunisia bet or some of these new dodgy Chinese gaming sites, but week after week its the same companies, huge companies like William Hill, Ladbrokes and Betfair. They could make a note that you like to use these sites and they are safe but no, no, every Monday my account is suspended till I get a long call from Mumbai.

I really want to move banks but it seems so much effort to change my card details on all gaming sites, my shares account, tell every I have new details, etc.

ffs.

[istrabraq]

Hsbc threatened me with the same as I was using my account to lay bets off from my shops . Even though account was always I'n credit they said if I kept doing it would close account . Ending up using runners for small pay 2 offload bets . Hsbc are a joke

[Simon Galloway]

Banks will lend money to anyone that can prove they don't need it.

Following on from the sub-prime fiasco, banks were meant to be getting their act together, yet it seems easy to have a mortgage/overdraft still with no reliable source of income.

[cambridgealex]

feel your pain dave, banks are so tilting and stuck up. I'm a fan of the share account and mattress combo.

[RED-DOG]

I lolled @ violin repair man.

[SuuPRlim]

yeah the old call of shame from your bank, such tilt.

"Hi Mr Nicholson, can we confirm some transactions were yours? ***5minutes of tilt secrurity questions (they rang me!)***

then they make you feel like a broke degen reeling off hundreds of transactions, usually ending with 4 or 5 in a sleazy sounding club from 3am lol

[ManuelsMum]

I'm with Bank of Scotland. One thing I've become wary of (and that I just generally dislike) is the customer service experience when you go to the tellers in the branch. Someone sends me a cheque, I'm walking near my branch, so I hand it in. Show bank card, hand cheque over, sign receipt, simples? No, not simples. They're all trained to 'utilize' this experience to dig around for info on their customer. 'So are you having a nice day?' When they ask this, just don't even reply. They don't care about your day. It's an intro question so that they can start asking you a bunch of other stuff about you.

[bobby1]

I'm with Bank of Scotland. One thing I've become wary of (and that I just generally dislike) is the customer service experience when you go to the tellers in the branch. Someone sends me a cheque, I'm walking near my branch, so I hand it in. Show bank card, hand cheque over, sign receipt, simples? No, not simples. They're all trained to 'utilize' this experience to dig around for info on their customer. 'So are you having a nice day?' When they ask this, just don't even reply. They don't care about your day. It's an intro question so that they can start asking you a bunch of other stuff about you.

the most painful thing is when it goes.

'can I ask you what you are going to do with this money'

my favourite is either

'i am prolly going to punt it up' or 'why would In tell a complete stranger what I plan to do with my money, I find it quite amazing you would even ask.

They usually put their eyes down and get on with it.

[RickBFA]

Banks are running scared of any "unusual" transactions. They are very wary in the current climate of complying with Money Laundering Regulations/the new Bribery Act etc.

They are taking the sledgehammer to crack a nut approach. Reasoning with them isn't easy even if you are acting lawfully.

They will be very cautious about anything not fitting a normal model.