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claypole
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« on: March 07, 2012, 11:39:55 AM » |
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Deffo worth a look, know I am stating the obvious - however my recent experience with NRAM just amazed me. I had a loan with them for 15k, settled early in 2007. They were on the front foot and wrote to me a month ago. I didn't even know I had PPI - yes, I'm a clown for not reading small print. I simply filled in forms saying I didn't know and got a cheque for £2700 yesterday.
Money expert.com has some great templates, I have now checked my Experian credit file and pinged off another 4 letters to others I had loans with asking for copies of T&Cs (cost £1 per lender) - certainly worth everyone doing a review of what they have had.
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mondatoo
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« Reply #1 on: March 07, 2012, 11:52:24 AM » |
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[ ] Thin
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Graham C
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« Reply #2 on: March 07, 2012, 11:53:00 AM » |
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How do you find out if you had PPI on old loans? I had a loan that finished last year, but I have no idea on if I had PPI on it or not. Just signed up at Experian to see the loan btw
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pleno1
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« Reply #3 on: March 07, 2012, 11:54:08 AM » |
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Worst playcalling I have ever seen. Bunch of fucking jokers . Run the bloody ball. 18 rushes all game? You have to be kidding me. Fuck off lol
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claypole
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« Reply #4 on: March 07, 2012, 12:14:54 PM » |
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How do you find out if you had PPI on old loans? I had a loan that finished last year, but I have no idea on if I had PPI on it or not. Just signed up at Experian to see the loan btw
Lol Ray / Pleno - abut thin, but trying to share the knowledge. Guess its because NRAM is a Geordie bank lol Silo - got to money expert.com and there are some template letters. Basically, write to lender using letter and enclose a cheque for a £ and they are obliged to send you copies of the credit agreement and T&Cs. The news yesterday suggested more banks will contact direct as NRAM did with me...however I think no harm in investing a £. If you did there are other letters to then get claim rolling. |
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celtic
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« Reply #5 on: March 07, 2012, 12:24:49 PM » |
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Thinnest ever
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Keefy is back  But for how long? |
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claypole
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« Reply #6 on: March 07, 2012, 12:28:05 PM » |
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Thinnest ever
Keep you,in dinners so shut it Scots boy....whoops, you paid for last Nandos |
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Graham C
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« Reply #7 on: March 07, 2012, 12:35:29 PM » |
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Cheers, not sure I had it but worth looking in to.
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aaron1867
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« Reply #8 on: March 07, 2012, 12:35:50 PM » |
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Stupid question...
You only have been sold PPI when you have had a loan with the bank? I keep getting phone calls from somewhere asking about PPI and that I have been misold PPI, but yet I have never had any loans from the bank. I have a overdraft with the bank?
Just very confused.
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Jon MW
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« Reply #9 on: March 07, 2012, 12:47:50 PM » |
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Stupid question...
You only have been sold PPI when you have had a loan with the bank? I keep getting phone calls from somewhere asking about PPI and that I have been misold PPI, but yet I have never had any loans from the bank. I have a overdraft with the bank?
Just very confused.
The phone calls are from claim management companies who will take a third of anybodies claim for doing something which is almost free. They're just hiring a call centre to bombard everyone with speculative calls 'just in case' i.e. whether you've had a loan, or whether you've had PPI, or whether you've been mis sold PPI is irrelevant - the end conclusion is just to ignore these phone calls because you don't want anything to do with them. |
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Jon "the British cowboy" Woodfield
2011 blonde MTT League August Champion
2011 UK Team Championships: Black Belt Poker Team Captain - - runners up - -
5 Star HORSE Classic - 2007 Razz Champion
2007 WSOP Razz - 13/341
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Girgy85
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« Reply #10 on: March 07, 2012, 01:09:41 PM » |
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Link to a ppi claim form please?
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Best poster Girgy IMO - Mantis
Girgy is my new hero! - Evilpie
Think Girgy has shown the best leopard instincts in this thread and would prob survive best in the wild. Eye of the tiger that fella - Mantis
Girgy is a m'fkn machine - Daveshoelace
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ACE2M
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« Reply #12 on: March 07, 2012, 01:32:02 PM » |
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My friend got 16k back recently. We regularly toast the PPI savings plan with a single malt in the pub.
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Woodsey
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« Reply #13 on: March 07, 2012, 01:49:50 PM » |
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I got a call yesterday about claiming back interest and other charges I may have paid on credit cards. How couldI have overpaid anything in that scenario?
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