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Author Topic: Thoughts on Car Deal with Ford  (Read 2985 times)
WPIL
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« on: March 11, 2012, 04:19:35 PM »
Spent a lovely Sunday Afternoon with the Mother-in-Law at a Car Dealership
Very rusty on buying cars myself (normally have a Company Car)
So thoughts on this
She currently has a Fiesta 2 years old with 6,000 miles (probably cheaper to take cabs)
She is wanting a New Fiesta (List price £14745 plus £1024 for paint options and £299 on Gap Insurance we they said she must have as this is a Finance Option) Total = £16068
They are giving her £8,500 Value against her old car (or she can buy outright which is £5940)
£1000 Deposit
And 24 payments of £296.46 with a Final "Baloon" payment of £6165
Thoughts?Huh?Huh?Huh?Huh?Huh?Huh??
Also Car Dealerships (LOL) must sign today (£500 deposit) otherwise we may not be able to order the car in the Color you want and your Car's Value is going down all the time (Do Ford's go down that much in a week!)
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the sicilian
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« Reply #1 on: March 11, 2012, 04:24:48 PM »
Total Shiz about gap insurance u don't have to take it out...just more commish for them are fiestas really 15k ?
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WPIL
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« Reply #2 on: March 11, 2012, 04:32:58 PM »
Apparently it is a Top Spec Fiesta - Hate Fords as well but Mother-in-Laws loves them
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bobAlike
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« Reply #3 on: March 11, 2012, 04:42:19 PM »
If a car is stolen or written off the insurance company will not give you what you paid for the car and if there is any remaining finance you would have to pay for the short fall out of your pocket.

Gap insurance is about the only insurance worthwhile. If my car was stolen a month earlier I would have got the full price I paid for the car. Difference of 12k in my case.
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kinboshi
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« Reply #4 on: March 11, 2012, 04:43:20 PM »
You don't have to buy the car today, that's the salesman trying to earn his commission.
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WPIL
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« Reply #5 on: March 11, 2012, 04:48:06 PM »
Yes and he had only sold 12 cars, whilst the top seller had sold 49 (according to the board in the office) makes me laugh when all the old school "selling" techniques are used but I suppose it must work on some people
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leethefish
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« Reply #6 on: March 11, 2012, 04:57:19 PM »
buy a one year old car and save a fortune
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« Reply #7 on: March 11, 2012, 05:13:27 PM »
Sounds like a terrible deal! 15k for a fiesta!

Salesman is out back pulling a bar off himself in anticipation!

Write a cheque for 12k and watch him take it
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leethefish
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« Reply #8 on: March 11, 2012, 05:17:00 PM »
Quote from: outragous76 on March 11, 2012, 05:13:27 PM
Sounds like a terrible deal! 15k for a fiesta!

Salesman is out back pulling a bar off himself in anticipation!

Write a cheque for 12k and watch him take it
even better pay in cash and offer 11k
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   If you can meet with triumph and disaster And treat those two impostors just the same......yours is the Earth and everything that's in it...And - which is more --you'll be a Man, my son.
bobAlike
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« Reply #9 on: March 11, 2012, 05:54:17 PM »
Quote from: leethefish on March 11, 2012, 05:17:00 PM
Quote from: outragous76 on March 11, 2012, 05:13:27 PM
Sounds like a terrible deal! 15k for a fiesta!

Salesman is out back pulling a bar off himself in anticipation!

Write a cheque for 12k and watch him take it
even better pay in cash and offer 11k

Lol at main dealers preferring cash.
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Ah! The element of surprise
smashedagain
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« Reply #10 on: March 11, 2012, 06:09:22 PM »
Quote from: bobAlike on March 11, 2012, 05:54:17 PM
Quote from: leethefish on March 11, 2012, 05:17:00 PM
Quote from: outragous76 on March 11, 2012, 05:13:27 PM
Sounds like a terrible deal! 15k for a fiesta!

Salesman is out back pulling a bar off himself in anticipation!

Write a cheque for 12k and watch him take it
even better pay in cash and offer 11k

Lol at main dealers preferring cash.
Can they even take 11k in cash?
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MPOWER
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« Reply #11 on: March 11, 2012, 06:28:33 PM »
Quote from: WPIL on March 11, 2012, 04:19:35 PM
Spent a lovely Sunday Afternoon with the Mother-in-Law at a Car Dealership
Very rusty on buying cars myself (normally have a Company Car)
So thoughts on this
She currently has a Fiesta 2 years old with 6,000 miles (probably cheaper to take cabs)
She is wanting a New Fiesta (List price £14745 plus £1024 for paint options and £299 on Gap Insurance we they said she must have as this is a Finance Option) Total = £16068
They are giving her £8,500 Value against her old car (or she can buy outright which is £5940)
£1000 Deposit
And 24 payments of £296.46 with a Final "Baloon" payment of £6165
Thoughts?Huh?Huh?Huh?Huh?Huh?Huh??
Also Car Dealerships (LOL) must sign today (£500 deposit) otherwise we may not be able to order the car in the Color you want and your Car's Value is going down all the time (Do Ford's go down that much in a week!)


I'd wait until the last few days of the month to have a deal. New cars into the month and there may be Pre-reg cars up for grabs .

£299 for 3 yr back to invoice GAP will have £150 ish margin in it.

£1000 deposit  and £300 per month sounds a lot for a Fiesta. That's very close to New BMW 1 Series Money

Regards

M

   

 
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MPOWER
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« Reply #12 on: March 11, 2012, 06:30:47 PM »
Quote from: smashedagain on March 11, 2012, 06:09:22 PM
Quote from: bobAlike on March 11, 2012, 05:54:17 PM
Quote from: leethefish on March 11, 2012, 05:17:00 PM
Quote from: outragous76 on March 11, 2012, 05:13:27 PM
Sounds like a terrible deal! 15k for a fiesta!

Salesman is out back pulling a bar off himself in anticipation!

Write a cheque for 12k and watch him take it
even better pay in cash and offer 11k

Lol at main dealers preferring cash.
Can they even take 11k in cash?


Nope



Regards

M
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leethefish
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« Reply #13 on: March 11, 2012, 06:59:48 PM »
never bought a car from a main dealer!




 
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   If you can meet with triumph and disaster And treat those two impostors just the same......yours is the Earth and everything that's in it...And - which is more --you'll be a Man, my son.
the sicilian
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« Reply #14 on: March 11, 2012, 07:25:28 PM »
Doing 3 k a year ? but one 6 month old and save a fortune
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