So you have won $150k – what’s next

[Woodsey]

i'm in the "if it looks too good" camp on this 20% over ten months.

without a doubt this....

If it was that easy to make 20% risk free wouldn't everyone be doing it ?

Not always the case, a friend of mine will never have to work again because he invested ~50k in a start up business that went absolutely massive, pretty sure the pitch to him would have been a 'looks too god to be true' scenario.

[mulhuzz]

i'm in the "if it looks too good" camp on this 20% over ten months.

without a doubt this....

If it was that easy to make 20% risk free wouldn't everyone be doing it ?

Not always the case, a friend of mine will never have to work again because he invested ~50k in a start up business that went absolutely massive, pretty sure the pitch to him would have been a 'looks too god to be true' scenario.

you can be sure as shit they didn't guarantee him 20% in ten months with the money locked up in a trust fund that couldn't be used.

ofc you can have massive hits investing in startups (and you'll do better than average if you're smart about it ofc) but it's anything but risk free!

would be willing to bet the pitch to him was 'some % of the time we go broke, some % we breakeven or make a small profit and some % we swing for the fences and you don't have to work again'

[maccer2613]

Not always the case, a friend of mine will never have to work again because he invested ~50k in a start up business that went absolutely massive, pretty sure the pitch to him would have been a 'looks too god to be true' scenario.

True - but in that scenario the risk he took was huge......he could of quite easily lost it all.....as i've read it the 20% is supposed to be guaranteed !?

[kukushkin88]

i'm in the "if it looks too good" camp on this 20% over ten months.

without a doubt this....

If it was that easy to make 20% risk free wouldn't everyone be doing it ?

Not always the case, a friend of mine will never have to work again because he invested ~50k in a start up business that went absolutely massive, pretty sure the pitch to him would have been a 'looks too god to be true' scenario.

A start up business is absolutely nothing like the situation described, which is too good to be to true.

[Woodsey]

i'm in the "if it looks too good" camp on this 20% over ten months.

without a doubt this....

If it was that easy to make 20% risk free wouldn't everyone be doing it ?

Not always the case, a friend of mine will never have to work again because he invested ~50k in a start up business that went absolutely massive, pretty sure the pitch to him would have been a 'looks too god to be true' scenario.

you can be sure as shit they didn't guarantee him 20% in ten months with the money locked up in a trust fund that couldn't be used.

ofc you can have massive hits investing in startups (and you'll do better than average if you're smart about it ofc) but it's anything but risk free!

would be willing to bet the pitch to him was 'some % of the time we go broke, some % we breakeven or make a small profit and some % we swing for the fences and you don't have to work again'

lol dont't be daft, how often are any of these pitches anything other than we will make you rich? Don't you watch dragons den? lol

[mulhuzz]

i'm in the "if it looks too good" camp on this 20% over ten months.

without a doubt this....

If it was that easy to make 20% risk free wouldn't everyone be doing it ?

Not always the case, a friend of mine will never have to work again because he invested ~50k in a start up business that went absolutely massive, pretty sure the pitch to him would have been a 'looks too god to be true' scenario.

you can be sure as shit they didn't guarantee him 20% in ten months with the money locked up in a trust fund that couldn't be used.

ofc you can have massive hits investing in startups (and you'll do better than average if you're smart about it ofc) but it's anything but risk free!

would be willing to bet the pitch to him was 'some % of the time we go broke, some % we breakeven or make a small profit and some % we swing for the fences and you don't have to work again'

lol dont't be daft, how often are any of these pitches anything other than we will make you rich? Don't you watch dragons den? lol

if Dragons' Den really was an approximation of how these things go then I'd be worried for the future of the country!

of course founders always think their idea will change the world but it's pretty obvious there's no guarantee of return with such an investment. if there was, it'd be called an arb, not an investment

(and anyway, getting a gtd return isn't what investors here are generally looking for, they're far more interested in smashing a huge multiple and then not having to work again, like your pal )

[mikeymike]

EMTN

You can actually yield 100% + on these notes over a single year and they are issued by large multi national companies to sure up their cash positions - companies such as shell, bp ect, the only problem is the majority of them you have to purchase at tens of millions of dollars and they are sold through the likes of Goldmans, Nomura, JP Morgan. and again you have to use the right people.

There are some which are accessible for those with less to invest but they are normally parceled up and in packages. To get into this you need a financial adviser that has a lot of wealthy clients.

My mate is moaning because he got a bill from his tax adviser which was a six figure sum, when i pointed out that his tax adviser had saved him a considerable amount of money he still moaned but more quietly.

Its the old adage its who you know not what you know.

One of the best investments is art - the right painting will out strip any other form of investment return - there are only so many Renoirs in the world and he won,t be painting any more.

If gold drops to $900 steam in because when the stock market dives 9/10 gold spikes.

Me personally i would give most of it away - there are always in your own circle people that you think are doing okay but their struggling and helping out wouldn't cost you because you won the money in the 1st place

[typhoon13]

A pal of mine put £1 million into these promissory notes 2 years ago and he has returned 50% per annum

I put in less 2 years ago and my return has been 20%

These returns are paid direct into your bank

The trouble here is that its hard for people to understand unless your involved, trillions are traded each day into groups of high net worth individuals

People on here that know me personally know i am not telling porkies, except for DCI Doobs who wants the police involved lol

ps i am not going to say anymore on the matter will just stand back and let the ego warriors criticise

[DungBeetle]

"ps i am not going to say anymore on the matter will just stand back and let the ego warriors criticise"

It's not about ego warriors.  We are merely pointing out that the risk/reward profile you are claiming is impossible.  It's either a scam, or more likely it's genuine but you don't understand the risk profile you have.  20% return makes sense if you have shorted options for example and the premiums are being paid into your bank account.  There have been plenty of packages dreamed up by financial advisors to this effect over the years.  It can be bundled so it's not obvious that you're on the other side of someone elses call option.  Your investment might be effectively being used as margin against your short position and the "interest" you are receiving is the option premium.  When they say your money is in trust, that might technically be true, because the FCA rules dictate that your money must be a segregated account until the option MTM moves against you at which point it can be taken.  I'd advise you to read the small print of your documentation.

[typhoon13]

"ps i am not going to say anymore on the matter will just stand back and let the ego warriors criticise"

It's not about ego warriors.  We are merely pointing out that the risk/reward profile you are claiming is impossible.  It's either a scam, or more likely it's genuine but you don't understand the risk profile you have.  20% return makes sense if you have shorted options for example and the premiums are being paid into your bank account.  There have been plenty of packages dreamed up by financial advisors to this effect over the years.  It can be bundled so it's not obvious that you're on the other side of someone elses call option.  Your investment might be effectively being used as margin against your short position and the "interest" you are receiving is the option premium.  When they say your money is in trust, that might technically be true, because the FCA rules dictate that your money must be a segregated account until the option MTM moves against you at which point it can be taken.  I'd advise you to read the small print of your documentation.

Dung

I have been a self employed commodities trader for 36 years

Please don't lecture me on markets, futures, options, puts, calls, margins i live and sleep them for fun

[mikeymike]

We are all born equal - some are just luckier than others.

[typhoon13]

Thats true mikey but some of us work harder than others and sum up risk better

[DungBeetle]

"ps i am not going to say anymore on the matter will just stand back and let the ego warriors criticise"

It's not about ego warriors.  We are merely pointing out that the risk/reward profile you are claiming is impossible.  It's either a scam, or more likely it's genuine but you don't understand the risk profile you have.  20% return makes sense if you have shorted options for example and the premiums are being paid into your bank account.  There have been plenty of packages dreamed up by financial advisors to this effect over the years.  It can be bundled so it's not obvious that you're on the other side of someone elses call option.  Your investment might be effectively being used as margin against your short position and the "interest" you are receiving is the option premium.  When they say your money is in trust, that might technically be true, because the FCA rules dictate that your money must be a segregated account until the option MTM moves against you at which point it can be taken.  I'd advise you to read the small print of your documentation.

Dung

I have been a self employed commodities trader for 36 years

Please don't lecture me on markets, futures, options, puts, calls, margins i live and sleep them for fun

Sell employed commodities trader?  As in punting at home in front of the PC?

You seem to think you can bank 20% pa with your cash held protected in trust risk free.  You might be a good commodities trader for all I know but I can only conclude in this instance that you don't understand the risk profile of your investment.

Think of it from the other side.  Why on earth would they borrow your money when they can't use it and pay you 20%?  

[typhoon13]

"ps i am not going to say anymore on the matter will just stand back and let the ego warriors criticise"

It's not about ego warriors.  We are merely pointing out that the risk/reward profile you are claiming is impossible.  It's either a scam, or more likely it's genuine but you don't understand the risk profile you have.  20% return makes sense if you have shorted options for example and the premiums are being paid into your bank account.  There have been plenty of packages dreamed up by financial advisors to this effect over the years.  It can be bundled so it's not obvious that you're on the other side of someone elses call option.  Your investment might be effectively being used as margin against your short position and the "interest" you are receiving is the option premium.  When they say your money is in trust, that might technically be true, because the FCA rules dictate that your money must be a segregated account until the option MTM moves against you at which point it can be taken.  I'd advise you to read the small print of your documentation.

Dung

I have been a self employed commodities trader for 36 years

Please don't lecture me on markets, futures, options, puts, calls, margins i live and sleep them for fun

Sell employed commodities trader?  As in punting at home in front of the PC?

You seem to think you can bank 20% pa with your cash held protected in trust risk free.  You might be a good commodities trader for all I know but I can only conclude in this instance that you don't understand the risk profile of your investment.

Think of it from the other side.  Why on earth would they borrow your money when they can't use it and pay you 20%?  

dear oh dear oh dear

Punting in front of my PC

If only you knew Mr Dung

Good luck with whatever you do Dung
Good luck with whatever you do

[DungBeetle]

"ps i am not going to say anymore on the matter will just stand back and let the ego warriors criticise"

It's not about ego warriors.  We are merely pointing out that the risk/reward profile you are claiming is impossible.  It's either a scam, or more likely it's genuine but you don't understand the risk profile you have.  20% return makes sense if you have shorted options for example and the premiums are being paid into your bank account.  There have been plenty of packages dreamed up by financial advisors to this effect over the years.  It can be bundled so it's not obvious that you're on the other side of someone elses call option.  Your investment might be effectively being used as margin against your short position and the "interest" you are receiving is the option premium.  When they say your money is in trust, that might technically be true, because the FCA rules dictate that your money must be a segregated account until the option MTM moves against you at which point it can be taken.  I'd advise you to read the small print of your documentation.

Dung

I have been a self employed commodities trader for 36 years

Please don't lecture me on markets, futures, options, puts, calls, margins i live and sleep them for fun

Sell employed commodities trader?  As in punting at home in front of the PC?

You seem to think you can bank 20% pa with your cash held protected in trust risk free.  You might be a good commodities trader for all I know but I can only conclude in this instance that you don't understand the risk profile of your investment.

Think of it from the other side.  Why on earth would they borrow your money when they can't use it and pay you 20%?  

dear oh dear oh dear

Punting in front of my PC

If only you knew Mr Dung

Good luck with whatever you do Dung
Good luck with whatever you do

I'll try again - why would a company pay you 20% return, if they have to put your investment in a segregated trust that they can't utilise?