Accident advice

[The Camel]

I had a small car accident at the end of October.

I accept it was my fault and gave my details.

They was a tiny amount of damage to the other car and I said "get a couple of quotes and I'll decide whether to pay it myself or go through my insurance" (to save my no claims bonus)

It has now been exactly a month since the accident and she has not contacted me. Is there a time limit for her to get a quote for the damage?

It was a tiny scratch really, I doubt it would cost more than £100 to fix. I'm starting to think the longer she leaves it, the more likely the damage has worsened.

Thanks for any help.

[arbboy]

I had the total opposite last month.  Someone twatted my back bumper and left a small dent.  Prob £100 to fix.  I am still awaiting them getting in touch with me.  i make it a million they do.

[The Camel]

I had the total opposite last month.  Someone twatted my back bumper and left a small dent.  Prob £100 to fix.  I am still awaiting them getting in touch with me.  i make it a million they do.

I'll send you £80 and we'll call it quits all around if you'd like.

[arbboy]

I had the total opposite last month.  Someone twatted my back bumper and left a small dent.  Prob £100 to fix.  I am still awaiting them getting in touch with me.  i make it a million they do.

I'll send you £80 and we'll call it quits all around if you'd like.

My car isn't worth £200 resale, so with the greatest of respect, i was hoping they would leave their details so i could make a couple of grand on the insurance and buy a new car!

PS you can buy my car for £80 cash if you want to.  It still has 6 months mot.

[PokerBroker]

3 years is time limit to claim.

[The Camel]

3 years is time limit to claim.

Bloody hell.

Is there a different time limit to get the damage assessed and sorted?

And what if she exaggerates the amount of damage caused in the accident?

[doubleup]

hmmmm these days its best to inform your insurance company as vaguely as possible and say the other party said they weren't going to claim.  As it is, the legal limit to sue someone is six years so theoretically you aren't in the clear until then.

ps not sure where pokerbrokers three years comes from

[Mohican]

3 years is time limit to claim.

Bloody hell.

Is there a different time limit to get the damage assessed and sorted?

And what if she exaggerates the amount of damage caused in the accident?

Obvs you took pictures of the damage didn't you?

[arbboy]

hmmmm these days its best to inform your insurance company as vaguely as possible and say the other party said they weren't going to claim.  As it is, the legal limit to sue someone is six years so theoretically you aren't in the clear until then.

ps not sure where pokerbrokers three years comes from

kmac loves a guess up!

[doubleup]

don't think he's guessing prob he is saying there is a limit to claim on a motor insurance policy which might be correct idk

[Tal]

3 years is if you're claiming personal injury. 6 for property damage. 

So Kmac is right. 

[The Camel]

3 years is time limit to claim.

Bloody hell.

Is there a different time limit to get the damage assessed and sorted?

And what if she exaggerates the amount of damage caused in the accident?

Obvs you took pictures of the damage didn't you?

Nah, trusted her.

It was really nothing. If she'd hit me I would have said "don't worry about it".

I'd have be surprised if she tried to pull a fast one, but going a month without getting it sorted is starting to put doubts in my mind.

[arbboy]

3 years is if you're claiming personal injury. 6 for property damage. 

So Kmac is right. 

kmac is wrong then because there isn't any personal injury just property damage right?

[Tal]

3 years is if you're claiming personal injury. 6 for property damage. 

So Kmac is right. 

kmac is wrong then because there isn't any personal injury just property damage right?

Sorry. Yes.

[exstream]

she is going to claim whiplash

or maybe she was driving without insurance so has kept quiet