Accident advice

[atdc21]

Maybe she has just thought it was so little she wont bother.

[Doobs]

Maybe she has just thought it was so little she wont bother.

I was thinking this.  Though a lot do fake whiplash etc, it is very much a minority pursuit. 

Did you get her number Keith?  Maybe just ring her up and ask if she is OK etc?   

[The Camel]

Maybe she has just thought it was so little she wont bother.

I was thinking this.  Though a lot do fake whiplash etc, it is very much a minority pursuit. 

Did you get her number Keith?  Maybe just ring her up and ask if she is OK etc?   

No, I just gave her my number.

It was in a car park, I was travelling at around 3 mph.

If she claims whiplash, she is a criminal.

[exstream]

she had no insurance, doesnt want to get involved

[arbboy]

Maybe she has just thought it was so little she wont bother.

I was thinking this.  Though a lot do fake whiplash etc, it is very much a minority pursuit. 

Did you get her number Keith?  Maybe just ring her up and ask if she is OK etc?   

No, I just gave her my number.

It was in a car park, I was travelling at around 3 mph.

If she claims whiplash, she is a criminal.

If you drove into the back of me i would claim whiplash!!! Heavy load!!!  Even at 3mph!

[RED-DOG]

Report it to your insurance. It's in their T&C's that you have to, regardless of fault or severity.

They could void your policy if you don't.

[The Camel]

Report it to your insurance. It's in their T&C's that you have to, regardless of fault or severity.

They could void your policy if you don't.

Blimey, didn't know that.

Is this true even if I pay the repairs myself? (which was the plan assuming the cost was not too excessive)

Thanks Red.

[vegaslover]

Report it to your insurance. It's in their T&C's that you have to, regardless of fault or severity.

They could void your policy if you don't.

Blimey, didn't know that.

Is this true even if I pay the repairs myself? (which was the plan assuming the cost was not too excessive)

Thanks Red.

Don't bother contacting your insurance company, they wont do fk all except put your premium up.
If you haven't heard by now, it looks like she wont bother, should have got photos though.
I had a woman reverse into my car a few years ago, she was looking to sort it herself originally and not go through insurance company, which they were fine with.

[celtic]

I hit someone's car with a van about 6 months ago. I didn't know the insurance details, so I told him to contact me the next day. He never did. Figured that he didn't have the correct insurance. He was working at an address and didn't have business insurance probably. Never told my insurance company.

I doubt she will be making any claims for the damage or for any injury. You would have heard by now for sure.

[RED-DOG]

My point is, by contacting your insurance you have nothing to lose. by not contacting them you're policy could could be voided.

[doubleup]

My point is, by contacting your insurance you have nothing to lose. by not contacting them you're policy could could be voided.

Not sure about that as you might still get a premium increase next year and have to declare it on any future applications, which is why I suggested informing them but being very vague as to responsibility and making it clear that the other party said they weren't going to claim.

[bobAlike]

Don't contact insurance co. They will put premium regardless of fault. Someone went in to the back of me while waiting at traffic lights. The driver in the car behind me foot slipped off the clutch and went in to the back of me. All straight forward and all liabilities met by the other drivers insurance. Following years premium went up by almost £100. When I challenged this increase it was because I was involved in a non fault accident. Obviously they are not my insurance company anymore.

[RED-DOG]

I stand corrected then, although I would never give my business to a company who penalised me for a non fault claim.

The last time I too out insurance on a car they asked me if it had any modifications. I asked what constitutes a modification and they said "Absolutely anything" I said, "What, even if it's only different wiper blades?" and they said yes.

Imagine the list of modifications I gave them.

[doubleup]

They all increase insurance for a no fault claim and have done for decades.

 

[Archer]

My daughter put in a very small  "no fault claim". She, too, was quoted a stupid amount at her next renewal.

Also she was plagued with calls from car rental companies wanting to give her a car and saying the insurance company would pick up the tab.  Her  car was driveable and it was only a 2 hour job for the repair work so it seemed crazy to me. I told her to steer clear and I'd also read at the time that there is some scam where the unsuspecting take a rental car in these circumstances and ebnd up with a bill they weren't expecting. .