It's not a dumb question. The only dumb questions are those that are not asked, even when someone wants help or simply a different view on an issue.
As I see it, this board is not the sole preserve of the experts. Part of the 'fun' is seeing where you went wrong in the play or analysis of a hand, making it both a teaching and a learning tool. Even the good players often have differences of opinion. That said, you have to make up your own mind as to the quality of any given piece of analysis**
As for the hand in question, it seems to me that the tournament is firmly in crapshoot territory, given that the average stack is only around seven times the big blind. Non-premium pairs are very difficult to play in this situation as you are badly damaged if you raise pre-flop and then fold on the flop when you miss your set. The consequence is that your pre-flop decision here is really between a 'steal' push or a fold. The choice would depend on how the players still to act have been playing (tight? loose?), the prize structure and your personal view of the value of creeping up the list versus a 'win or bust' attitude.
Given that you already have half your stack in the pot and you have the right odds to call, I would go for it and call even though you are probably in the classic 'small favourite (against 2 overcards) or big underdog (against a bigger pair)' situation. I am more worried by the tightness of the button than by his speechplay.
** Clue: I am on the 'learning' side of the teaching/learning divide.