I generally agree with your analysis, so I can't see a fold here
The pf raiser has AA KK or QQ so he has me crushed 20% of the time and will catch up another 8.5%.
The allin player has a big draw or a set of
His credible drawing hands are JcTc KcQc AcQc
Overall I win the hand about 24% of the time, so with only 112 to call into a 550 pot it is a call - but with larger stacks or in a tournament, I think this could be a fold.
As a matter of interest what would you do with
instead of bottom set?