mansion ott security

[mex]

i also deal with black horse on a daily basis,(as ive done for 12 yrs) they are not connected to barclays they used to be conected to chartered trust. and they used to have swipes about 5 years ago never sent a photocopy, never been required too, (also taking the card away to copy is dodgy as hell)
The cvc numbers on the back of cards were introduced to stop copies of front of card swipes being used, so photocopying front and back would negate this.
Cant see how it would be anything to do with money laundering, you could still launder money through a legit acct infact this would be the best way to do it.
 Infact now i don't even need to see the card at all, its all done online using a system called me2you, the questions used in info gathering during the application tend to weed out the fraudsters, and all my deals are delivered to card holding address only.

[mex]

point 7.2 in T&c's I become responsiblefor the miss use if i have copied my card.

[TightPaulFolds]

Just made a larger-than-normal cashout request from a different site, they have noted this and are requesting all that stuff, photocopy of passport, back front of credit card, copy of last card statement (signed), sign a form and send it to them saying they can transfer my money. Very worrying. Worth doing it and then just cancelling the card? Have asked them if they really need card copies, I'm sure they won't budge. Damn.... This is a real pain in the neck. Can't see why they need all this though. It's been the same card for years.

[mex]

If they took money on the card they can refund it onto card, simple no proof needed if there is over a 28day gap between the 2 transactions. I think this must be an american thing.

[TightPaulFolds]

If they took money on the card they can refund it onto card, simple no proof needed if there is over a 28day gap between the 2 transactions. I think this must be an american thing.

I thought maybe it was a check to make sure I wasn't an american trying to play on their site, this site has a ban on them.
My greatest fear is knowing that someone has a copy of my passport details, my signature, my address, my bank statement, all in once place. Surely enough to start constructing an identity. Saw a program a few weeks back about how bundles of info like this were being sold on for a few hundred a time.
I reckon a couple of changes I made must have triggered an alarm with them. I used to always build my balance to a certain amount, then play with the remainder back up and repeat, I did this dozens of times. The last two times I built it up much further and withdrew a larger sum, presumably this looked odd.
If I'd changed the card number to which cashout was happening or switched to Neteller, fair enough, but it's always been the same number...
Maybe I tripped some limit that banks impose before they check for laundering, I know Paypal do the same thing citing EU regulations....

[AndrewT]

Those of you wondering why poker rooms go over the top with security checks, it's because of incidents like this.

http://news.bbc.co.uk/1/hi/business/6508983.stm

[Bongo]

So they can have more information on file ready to be stolen? 

[AndrewT]

So they can have more information on file ready to be stolen? 

So they know that the player is who they say they are and are the legitimate cardholder, rather than some hacker using the player's details from a database.

I bet all those complaining about the security hoops they have to jump through have never had their account cleared out without their knowledge. Once that happens to you, you become a bit more appreciative of how much identity fraud there is.

[Ironside]

So they can have more information on file ready to be stolen? 

So they know that the player is who they say they are and are the legitimate cardholder, rather than some hacker using the player's details from a database.

I bet all those complaining about the security hoops they have to jump through have never had their account cleared out without their knowledge. Once that happens to you, you become a bit more appreciative of how much identity fraud there is.

which is why i use neteller and wont use mansion because they want info from me that could lead to id fraud IF i wanted to withdraw to neteller

the fewer people that have my details the better even neteller doesnt have a card detail of mine

[thetank]

It's easy for you though Ironside, we're talking about cashouts here 

[AndrewT]

It's easy for you though Ironside, we're talking about cashouts here 

[Pokerron]

I am one of those who really kicked off when online poker rooms made it far easier to withdraw than deposit, so I am pleased to see them do it this way, though I still think they ask for too much information from us and I also question if we are protected by the data protection act when the companies arent based here.

[mex]

Andrew T your missing the point, the over the photocopy and send isn't secure, the more details a company has on file about you the easier it is to steal your id, if i send a passport picture and card they have enough detail to get a copy birth certificate, then they can open an account. Its not my money but my id i want to protect.

A simple reverse transaction requires thedisplay of none of my personnal information

[TightPaulFolds]

http://news.bbc.co.uk/1/hi/business/6508983.stm

That's a LOT of details. God knows what they'd do with photo ID and bank statements. The less info they have the better, and I'll give over the data required only if they can provide me with the specific reasons why they need it.

[AndrewT]

Andrew T your missing the point, the over the photocopy and send isn't secure, the more details a company has on file about you the easier it is to steal your id, if i send a passport picture and card they have enough detail to get a copy birth certificate, then they can open an account. Its not my money but my id i want to protect.

A simple reverse transaction requires thedisplay of none of my personnal information

A poker room won't put back onto a credit card more than was deposited using it.

I get your point about why you wouldn't want some random company to have all your details on file - I was simply saying why the poker company does want them.

From an anti-fraud point of view, it's entirely sensible that a poker room will require identity checks before depositing using a card - I think this should be the norm across the industry. The problem though, is that a player's first deposit into their account will very likely be an impulse thing to play in a particular tournament etc and so if they are forced to wait that deposit won't happen and the player will be lost.

Long-term, the answer is simply no credit cards at all in online poker. Deposit using a payment made, in person, at a bank (or whereever) which generates a one-time use transaction number to be only used at the poker room specified within a certain time. So, you go to your bank, say you want to deposit £100 at Mansion Poker. The £100 is set aside in your account, and will be transferred when you activate the payment using a transaction number and password which you type in the poker software.

If you make the amount a non-round number (say £102.74), then that adds security. Even if someone did discover the transaction number, they wouldn't know the amount it was for, or the password of the account holder. These disparate pieces of information are not recorded in the same place and so a fraudster couldn't get all of them at the same time and spend your money.