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Author Topic: Zopa  (Read 1873 times)
phatomch
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« on: June 22, 2009, 03:00:36 PM »

I was wondering if any Blondes had used this before, it looks like a good investment opportunity but wanted any info or ideas from others before I put any money in. I am a secured loan broker as my profession so have got some idea from my side, havnt really found any horror storys yet, but haven't spent to much time looking.

It seems to be the ultimate staking thread. Lets hope no grimming.

https://uk.zopa.com/ZopaWeb/public/borrowing/borrowing-at-zopa.html

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TheChipPrince
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« Reply #1 on: June 22, 2009, 03:02:57 PM »

im sure 'Jizzemm' used to dabble in this, was a couple of years ago though...
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jizzemm
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« Reply #2 on: June 22, 2009, 11:30:19 PM »

Yes i used this for about 2 years, I have just actually over the last 12 months not re-invested money that I had back because they changed the length of time from 12 months to a min of 3 year investments..

Saying that, I had no horror stories, I think 1 person failed to pay back in that time and I am owed about £30, out of investment of £1200 i made £207 in 24 months + £30 owed..

Generally you will get much better than you would at the bank, and not much risk, as they will chase up any debt owed anyway.

If you need more info send me a PM, I can refer you and I think we both get £25 as well...
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« Reply #3 on: June 23, 2009, 08:30:16 AM »

I joined the lenders a few months ago to get a higher interest rate, I am averaging over 7% with loans only to A* & A, which is much better than a bank. The funds are spread out over £10 blocks to each borrower.

My only reason to not invest more is the fear of inflation down the road, and beign stuck into 3 year loans at fixed rates.
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