The only debts I have are student loan, but good thing about those (personally) are that you only have to pay them back when you are earning x amount and they only charge a %age of what is earnt (meaning I figure I may as well try and fade it whilst I am able to as inflation continues and end up paying it back when it costs the least amount to do so as the student loans don't increase over time). Is this going to give me greater barriers further down the line when I come to look for a mortgage or whatever? (Not sure when that will be, but def not near future).
Erm, you might want to check this. In the old days the interest rate was in line with inflation so effectively nothing. However around the time I went to uni (a good 15 years ago now) that all changed and the juice was higher than inflation but lower than a standard loan.
Therefore if you ever get a normal job you'll have to repay it. But there are rules about hitting a certain age etc and never breaching the minimum threshold where it is wiped from what i remember.