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Author Topic: Prose from a Poshboy  (Read 3105778 times)
outragous76
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« Reply #13170 on: January 22, 2013, 01:57:19 PM »

As for the Ford Focus - I sold my ST170 last year. As a general rule of thumb Fords are pretty bad on fuel (petrol versions - never had a Ford Diesel) - so unless you really wanted a ford - id swerve for that reason alone. - That siad I enjoyed owning mine - and if you arent racking up miles then maybe dont rule it out



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« Reply #13171 on: January 22, 2013, 01:57:34 PM »

The Citygo/Mii is no less cheap than the VW and the build quality is nowhere near as good.

Think we're moving away from what Alex wants here.  We're talking about a used car, not a new one, and something that is like a Golf or a Focus.  So the Citygo doesn't come into the equation really.

Yeah true, but considering he has had issues with servicing and repairs outside of the main dealer netork, spending £200-300 a month on a leased car with service cover over 3 years when the car would depreciate a good chunk of it's value might be an idea. You can pick up a bog standard C class from £299 a month if that gives you some clue as to what you can get new on lease.

Do I detect some
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« Reply #13172 on: January 22, 2013, 02:00:05 PM »

The Citygo/Mii is no less cheap than the VW and the build quality is nowhere near as good.

Think we're moving away from what Alex wants here.  We're talking about a used car, not a new one, and something that is like a Golf or a Focus.  So the Citygo doesn't come into the equation really.

Yeah true, but considering he has had issues with servicing and repairs outside of the main dealer netork, spending £200-300 a month on a leased car with service cover over 3 years when the car would depreciate a good chunk of it's value might be an idea. You can pick up a bog standard C class from £299 a month if that gives you some clue as to what you can get new on lease.

Leasing a car can be a good idea, but again not sure it suits Alex's situation.  I'm assuming he has a lump of cash to use to buy a car (including what he gets for the sale of the BMW), and so he'll be buying a used car with cash.

Getting a lease is harder than it used to be for those in full-time occupation.  As a poker-pro with no 'regular' income, the leasing route is going to be a tougher one and also probably suits him less than it would someone on a monthly salary.
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« Reply #13173 on: January 22, 2013, 02:02:26 PM »

VW Golf is a great choice, go for the diesel and run it into the ground... Cars a such a bad investment though..  I'd go to the auction and take someone that knows about cars with me, or you could always go to John Pyes seized car auction and get a steal (Literally)

http://www.johnpye.co.uk/vehicles/
http://www.british-car-auctions.co.uk/
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« Reply #13174 on: January 22, 2013, 02:03:04 PM »

Also £300 a month, on a 3+36 payment, works out at over £11.5K.  That's without the servicing and probably doesn't include tax either?

Yes, he gets a new car for that, but the depreciation is built in to the leasing cost and so you are actually paying for it with a lease.
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« Reply #13175 on: January 22, 2013, 02:03:15 PM »

financing/leasing surely nut worst option given i can pay cash upfront ([ ] brag when its a golf)
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« Reply #13176 on: January 22, 2013, 05:15:35 PM »

Yeah, wouldnt of thought leasing is much use to Alex, more if you  have business and want to pay out little each month and be able to claim back against tax, he got the dough, just buy outright . Golfs are good cars, wont go too far wrong with one.
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« Reply #13177 on: January 22, 2013, 05:31:41 PM »

I love the fact people keep saying VAG


I think it's confusing me and making me think about non car things....




golf 1.6 is a lovely car, great gear box, runs great.


surely once you decide you want to 'downgrade' and be sensible look to go joke cheap and quite old and not worry too much if you put it into a ditch etc
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« Reply #13178 on: January 22, 2013, 06:45:56 PM »

Keep the beemer man!! It's a shit hot car and you're considering swapping it for a Golf or even a ford. Wtf?

Makes no sense whatsoever unless you really don't like the beemer following the problems you've had.

Get it fixed then keep it for a few more years and let it pay you a bit of the money back it owes you.




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« Reply #13179 on: January 22, 2013, 06:58:56 PM »

Keep the beemer man!! It's a shit hot car and you're considering swapping it for a Golf or even a ford. Wtf?

Makes no sense whatsoever unless you really don't like the beemer following the problems you've had.

Get it fixed then keep it for a few more years and let it pay you a bit of the money back it owes you.


Excellent advice. It's quite good fun bopping round in little cars but if I was going to go down the Golf route I'd definitely forgo the snobbery issues and buy a skoda or Seat.

If you compare (if you care) build quality then Audi & VWs are a fair bit behind BMWs - pretty incomparable actually
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« Reply #13180 on: January 22, 2013, 07:07:47 PM »

Keep the beemer man!! It's a shit hot car and you're considering swapping it for a Golf or even a ford. Wtf?

Makes no sense whatsoever unless you really don't like the beemer following the problems you've had.

Get it fixed then keep it for a few more years and let it pay you a bit of the money back it owes you.


Excellent advice. It's quite good fun bopping round in little cars but if I was going to go down the Golf route I'd definitely forgo the snobbery issues and buy a skoda or Seat.

If you compare (if you care) build quality then Audi & VWs are a fair bit behind BMWs - pretty incomparable actually

Don't know anything about build quality so that wouldn't be anything to do with my consideration.

If Alex currently had an Audi or a Golf I'd tell him to keep that as well unless he was moving on to something better.

I moved down myself from a decent car to a more mediocre one and it took an age to get back.

Best to move up or stay as you are imo.
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« Reply #13181 on: January 22, 2013, 07:13:26 PM »

Keep the beemer man!! It's a shit hot car and you're considering swapping it for a Golf or even a ford. Wtf?

Makes no sense whatsoever unless you really don't like the beemer following the problems you've had.

Get it fixed then keep it for a few more years and let it pay you a bit of the money back it owes you.


Excellent advice. It's quite good fun bopping round in little cars but if I was going to go down the Golf route I'd definitely forgo the snobbery issues and buy a skoda or Seat.

If you compare (if you care) build quality then Audi & VWs are a fair bit behind BMWs - pretty incomparable actually

Don't know anything about build quality so that wouldn't be anything to do with my consideration.

If Alex currently had an Audi or a Golf I'd tell him to keep that as well unless he was moving on to something better.

I moved down myself from a decent car to a more mediocre one and it took an age to get back.

Best to move up or stay as you are imo.

better the car you have the better bird you get. 
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nirvana
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« Reply #13182 on: January 22, 2013, 07:25:17 PM »

Keep the beemer man!! It's a shit hot car and you're considering swapping it for a Golf or even a ford. Wtf?

Makes no sense whatsoever unless you really don't like the beemer following the problems you've had.

Get it fixed then keep it for a few more years and let it pay you a bit of the money back it owes you.


Excellent advice. It's quite good fun bopping round in little cars but if I was going to go down the Golf route I'd definitely forgo the snobbery issues and buy a skoda or Seat.

If you compare (if you care) build quality then Audi & VWs are a fair bit behind BMWs - pretty incomparable actually

Don't know anything about build quality so that wouldn't be anything to do with my consideration.

If Alex currently had an Audi or a Golf I'd tell him to keep that as well unless he was moving on to something better.

I moved down myself from a decent car to a more mediocre one and it took an age to get back.

Best to move up or stay as you are imo.

tbf, neither do I but felt it was the most technical thing I could say to support my badge snobbery
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« Reply #13183 on: January 22, 2013, 07:26:06 PM »

im obv a snob though so fk getting a skoda Cheesy
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« Reply #13184 on: January 22, 2013, 07:30:06 PM »

I think Matt has nailed it. Keep the Beemer more smiles per miles.
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