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Author Topic: Car Insurance  (Read 877 times)
T_Mar
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« on: May 30, 2012, 12:21:32 PM »

Quick question....

If I was a named driver on gf's car insurance and had a prang that was my fault, claim went through etc and then we split up and she tried to get her own insurance without me being named would she have to declare my prang and should it cost her?

ta
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bobAlike
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« Reply #1 on: May 30, 2012, 01:03:08 PM »

Quick question....

If I was a named driver on gf's car insurance and had a prang that was my fault, claim went through etc and then we split up and she tried to get her own insurance without me being named would she have to declare my prang and should it cost her?

ta

Pretty sure the answer to this is yes. Although it was your fault you were a named driver on her policy. If she doesn't declare it, it could cause bigger problems if she has to claim again as they would declare her new policy void leaving her uninsured.
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Ah! The element of surprise
Sheriff Fatman
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« Reply #2 on: May 30, 2012, 01:13:52 PM »

I'm pretty sure the question relate to you as a driver, as you have to fill them out for each named driver on a new policy.

In theory it shouldn't affect her.

Provided all the questions are answered truthfully on the proposal then I don't see an issue.  If the questions are along the lines of  'have you or anyone on your policy had any claims' then she'd obviously have to declare it.
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Eso Kral
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« Reply #3 on: May 30, 2012, 01:16:02 PM »

Pm Milligan he is a dab hand at these things!!
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millidonk
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« Reply #4 on: May 30, 2012, 01:27:26 PM »

Pm Milligan he is a dab hand at these things!!

lolz.

I think the answer to the OP is yes and yes.

Personally I try and intimidate them and in an attempt to make the person think it is their fault, as this never works I then say get a quote and I will sort you out with the cash.
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T_Mar
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« Reply #5 on: May 30, 2012, 01:38:42 PM »

cheers guys. seems sh1t as i'm going to have to declare it on my new insurance also
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smashedagain
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« Reply #6 on: May 30, 2012, 06:07:43 PM »

cheers guys. seems sh1t as i'm going to have to declare it on my new insurance also
Yeah but surely it's shitter for her. Can you post a picture of her seeing as you've split up?
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« Reply #7 on: May 30, 2012, 06:18:09 PM »

cheers guys. seems sh1t as i'm going to have to declare it on my new insurance also
Yeah but surely it's shitter for her. Can you post a picture of her seeing as you've split up?


loooooooooooool
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Marky147
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« Reply #8 on: May 30, 2012, 06:36:00 PM »

Absolutely top drawer Herbie <3
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T_Mar
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« Reply #9 on: May 30, 2012, 06:37:15 PM »

cheers guys. seems sh1t as i'm going to have to declare it on my new insurance also
Yeah but surely it's shitter for her. Can you post a picture of her seeing as you've split up?

ha... you welcome to her mate, too much aggro for me Smiley
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