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bobAlike
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« Reply #12435 on: December 21, 2012, 10:57:15 AM » |
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ouch, time to call the insurance company
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Ah! The element of surprise
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smashedagain
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« Reply #12436 on: December 21, 2012, 10:59:34 AM » |
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Can just see the guy at the garage rubbing his hands as you get of your car. Get a couple of quotes before committing to amything.
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[X] mickey mouse hoodies
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cambridgealex
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« Reply #12437 on: December 21, 2012, 10:59:43 AM » |
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dunno whether its worth insurance claim, my excess is £1k.
This is what needs done - 4x arms, hub, hub carrier, driveshaft, tyre, 4 wheel aligned, labour £2556.
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Poker goals:
[ ] 7 figure score
[X] 8 figure score
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outragous76
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« Reply #12438 on: December 21, 2012, 11:04:41 AM » |
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If that is a man dealer quote then obv look for a BMW specialist locally - most cities have one - should sghave 20% off the quote if you are paying for it yourself
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".....and then I spent 2 hours talking with Stu which blew my mind.........."
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bobAlike
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« Reply #12439 on: December 21, 2012, 11:06:05 AM » |
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Probs best to take the hit than claim off the insurance then. Try an independent BMW specialist it will probs save you a few hundred quid and the standard of work will be good
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Ah! The element of surprise
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bobAlike
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« Reply #12440 on: December 21, 2012, 11:06:24 AM » |
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I'm just too slow today.lol
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Ah! The element of surprise
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bobAlike
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« Reply #12441 on: December 21, 2012, 11:09:00 AM » |
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Ah! The element of surprise
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smashedagain
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« Reply #12442 on: December 21, 2012, 11:09:19 AM » |
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I'm just too slow today.lol
today is no different to any other  |
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david3103
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« Reply #12443 on: December 21, 2012, 11:14:38 AM » |
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Locking the stable door after the hores has bolted, but might I suggest you pop a pair of specs in the car for emergency use. You never know with lenses when you might get an annoying piece of grit under one and have to take them out.
You need to tell the insurers you've had a bump whether you claim or not btw. On which basis, it's probably better to just make the claim and get the job done properly.
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It's more about the winning than the winnings
5 November 2012 - Kinboshi says "Best post ever on blonde thumbs up"
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cambridgealex
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« Reply #12444 on: December 21, 2012, 11:15:51 AM » |
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You need to tell the insurers you've had a bump whether you claim or not btw.
Why's that? |
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Poker goals:
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[X] 8 figure score
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bobAlike
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« Reply #12445 on: December 21, 2012, 11:16:58 AM » |
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I'm just too slow today.lol
today is no different to any other So true Jase but when you get to my age you realise that coming second has it's bonuses |
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Ah! The element of surprise
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david3103
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« Reply #12446 on: December 21, 2012, 11:25:24 AM » |
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You need to tell the insurers you've had a bump whether you claim or not btw.
Why's that? If you make a claim later in the current policy period and the assessor identifies that repairs have been carried out already they would have grounds to refuse to pay out. Pretty sure you'll find a reference to the need to notify them in your policy doduments. Also, because it is relevant to their assessment of the risk when they offer you a renewal quote. Standard question on insurance proposal forms "Have you had any accidents in the last x years?". Sucks, I know, but with the proliferation of dodgy whiplash claims the insurers are hotter on this stuff than maybe they were in the past. |
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It's more about the winning than the winnings
5 November 2012 - Kinboshi says "Best post ever on blonde thumbs up"
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cambridgealex
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« Reply #12447 on: December 21, 2012, 11:29:51 AM » |
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You need to tell the insurers you've had a bump whether you claim or not btw.
Why's that? If you make a claim later in the current policy period and the assessor identifies that repairs have been carried out already they would have grounds to refuse to pay out. Pretty sure you'll find a reference to the need to notify them in your policy doduments. Also, because it is relevant to their assessment of the risk when they offer you a renewal quote. Standard question on insurance proposal forms "Have you had any accidents in the last x years?". Sucks, I know, but with the proliferation of dodgy whiplash claims the insurers are hotter on this stuff than maybe they were in the past. Does this count as an accident? |
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outragous76
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« Reply #12448 on: December 21, 2012, 11:31:04 AM » |
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You need to tell the insurers you've had a bump whether you claim or not btw.
Why's that? DO NOT DO THAT!!!!! It has the same effect as making a claim! Its not a new car - and it will never be an issue! Worst case scenario blame previous owners for any incident if this is ever a problem! |
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".....and then I spent 2 hours talking with Stu which blew my mind.........."
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cambridgealex
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« Reply #12449 on: December 21, 2012, 11:39:37 AM » |
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gonna sell more shares now. they've done really well this year too, up 10% over the year, which is really good considering its a vlow risk portfolio, was expecting 5-7% pa sort of returns, so pretty happy.
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